By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's customer deposits reached CZK 618,863 mil in 2024-09-30, up 0.232% compared to the previous year. ...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's customer loans reached CZK 375,631 mil in 2024-09-30, up 0.670% compared to the previous year. ...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic made a net profit of CZK 1,694 mil in the first quarter of 2025, up 20.9% when compared to the same...
Profit Statement | 2022 | 2023 | 2024 | |
Net Interest Income | CZK mil | 15,758 | 15,409 | 15,603 |
Net Fee Income | CZK mil | 4,994 | 4,677 | 4,936 |
Other Income | CZK mil | -20.0 | 426 | 538 |
Total Revenues | CZK mil | 20,732 | 20,512 | 21,077 |
Staff Cost | CZK mil | 4,399 | 4,476 | 4,802 |
Operating Profit | CZK mil | 10,593 | 10,804 | 11,329 |
Provisions | CZK mil | -145 | 975 | 613 |
Net Profit | CZK mil | 8,804 | 7,494 | 9,068 |
Balance Sheet | 2022 | 2023 | 2024 | |
Interbank Loans | CZK mil | 160,048 | 152,950 | 175,638 |
Customer Loans | CZK mil | 412,736 | 429,589 | 439,714 |
Investments | CZK mil | 51,617 | 99,719 | 131,049 |
Total Assets | CZK mil | 666,382 | 739,750 | 805,051 |
Shareholders' Equity | CZK mil | 54,145 | 58,694 | 62,255 |
Interbank Borrowing | CZK mil | 10,669 | 23,719 | 19,317 |
Customer Deposits | CZK mil | 550,061 | 593,995 | 657,089 |
Issued Debt Securities | CZK mil | 29,715 | 41,544 | 47,502 |
Ratios | 2022 | 2023 | 2024 | |
ROE | % | 17.6 | 13.3 | 15.0 |
ROA | % | 1.34 | 1.07 | 1.17 |
Costs (As % Of Assets) | % | 1.54 | 1.38 | 1.26 |
Costs (As % Of Income) | % | 48.9 | 47.3 | 46.2 |
Capital Adequacy Ratio | % | 18.3 | 20.0 | 20.8 |
Net Interest Margin | % | 2.39 | 2.19 | 2.02 |
Loans (As % Of Deposits) | % | 75.0 | 72.3 | 66.9 |
NPLs (As % Of Loans) | % | 1.39 | 1.47 | 1.50 |
Provisions (As % Of NPLs) | % | 90.1 | 88.2 | 79.4 |
Growth Rates | 2022 | 2023 | 2024 | |
Total Revenue Growth | % | 49.3 | -1.06 | 2.75 |
Operating Cost Growth | % | 18.7 | -4.25 | 0.412 |
Operating Profit Growth | % | 98.2 | 1.99 | 4.86 |
Net Profit Growth | % | 84.6 | -14.9 | 21.0 |
Customer Loan Growth | % | 11.0 | 4.08 | 2.36 |
Total Asset Growth | % | 2.36 | 11.0 | 8.83 |
Customer Deposit Growth | % | -0.548 | 7.99 | 10.6 |
Shareholders' Equity Growth | % | 17.9 | 8.40 | 6.07 |
Employees | 3,647 | 3,490 | 3,559 |
Get all company financials in excel:
summary | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
income statement | ||||||||||||||||||||||
Net Interest Income | CZK mil | 7,665 | 9,047 | 7,849 | 10,156 | 15,758 | ||||||||||||||||
Total Revenues | CZK mil | 11,872 | 11,874 | 9,090 | 13,884 | 20,732 | ||||||||||||||||
Operating Profit | CZK mil | 5,551 | 4,666 | 2,209 | 5,344 | 10,593 | ||||||||||||||||
Net Profit | CZK mil | 3,815 | 4,731 | 2,224 | 4,770 | 8,804 | ||||||||||||||||
balance sheet | ||||||||||||||||||||||
Interbank Loans | CZK mil | 99,528 | 87,242 | 107,619 | 197,963 | 160,048 | ||||||||||||||||
Customer Loans | CZK mil | 236,604 | 246,644 | 249,083 | 371,751 | 412,736 | ||||||||||||||||
Investments | CZK mil | 10,785 | 4,777 | 43,237 | 41,150 | 51,617 | ||||||||||||||||
Total Assets | CZK mil | 366,158 | 370,715 | 482,000 | 651,008 | 666,382 | ||||||||||||||||
Shareholders' Equity | CZK mil | 29,900 | 32,703 | 36,814 | 45,925 | 54,145 | ||||||||||||||||
Interbank Borrowing | CZK mil | 34,402 | 21,961 | 12,201 | 13,107 | 10,669 | ||||||||||||||||
Customer Deposits | CZK mil | 270,921 | 290,691 | 402,776 | 553,090 | 550,061 | ||||||||||||||||
Issued Debt Securities | CZK mil | 22,177 | 16,001 | 17,614 | 25,510 | 29,715 | ||||||||||||||||
ratios | ||||||||||||||||||||||
ROE | % | ... | 13.2 | 15.1 | 6.40 | 11.5 | 17.6 | |||||||||||||||
ROA | % | ... | 1.08 | 1.28 | 0.522 | 0.842 | 1.34 | |||||||||||||||
Costs (As % Of Assets) | % | ... | 1.78 | 1.96 | 1.61 | 1.51 | 1.54 | |||||||||||||||
Costs (As % Of Income) | % | 53.2 | 60.7 | 75.7 | 61.5 | 48.9 | ||||||||||||||||
Capital Adequacy Ratio | % | 16.9 | 18.7 | 19.1 | 18.5 | 18.3 | ||||||||||||||||
Net Interest Margin | % | ... | 2.16 | 2.46 | 1.84 | 1.79 | 2.39 | |||||||||||||||
Interest Income (As % Of Revenues) | % | 64.6 | 76.2 | 86.3 | 73.1 | 76.0 | ||||||||||||||||
Fee Income (As % Of Revenues) | % | 16.7 | 28.0 | 34.3 | 28.5 | 24.1 | ||||||||||||||||
Staff Cost (As % Of Total Cost) | % | 51.4 | 49.5 | 49.4 | 48.4 | 43.4 | ||||||||||||||||
Equity (As % Of Assets) | % | 8.17 | 8.82 | 7.64 | 7.05 | 8.13 | ||||||||||||||||
Loans (As % Of Deposits) | % | 87.3 | 84.8 | 61.8 | 67.2 | 75.0 | ||||||||||||||||
Loans (As % Assets) | % | 64.6 | 66.5 | 51.7 | 57.1 | 61.9 | ||||||||||||||||
NPLs (As % Of Loans) | % | 1.91 | 1.97 | 2.30 | 1.80 | 1.39 | ||||||||||||||||
Provisions (As % Of NPLs) | % | 96.9 | 75.9 | 84.6 | 81.0 | 90.1 | ||||||||||||||||
valuation | ||||||||||||||||||||||
Book Value Per Share Growth | % | ... | 16.8 | 18.0 | -13.2 | 29.4 | 55.2 |
income statement | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
income statement | ||||||||||||||||||||||
Interest Income | CZK mil | 12,121 | 16,083 | 10,396 | 12,666 | 32,638 | ||||||||||||||||
Interest Cost | CZK mil | 4,456 | 7,036 | 2,547 | 2,510 | 16,880 | ||||||||||||||||
Net Interest Income | CZK mil | 7,665 | 9,047 | 7,849 | 10,156 | 15,758 | ||||||||||||||||
Net Fee Income | CZK mil | 1,980 | 3,321 | 3,114 | 3,961 | 4,994 | ||||||||||||||||
Fee Income | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,313 | 4,042 | 5,145 | 6,152 | ||
Fee Expense | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 992 | 928 | 1,184 | 1,158 | ||
Other Income | CZK mil | 2,226 | -494 | -1,873 | -233 | -20.0 | ||||||||||||||||
Total Revenues | CZK mil | 11,872 | 11,874 | 9,090 | 13,884 | 20,732 | ||||||||||||||||
Staff Cost | CZK mil | 3,252 | 3,569 | 3,399 | 4,131 | 4,399 | ||||||||||||||||
Depreciation | CZK mil | 842 | 1,505 | 1,423 | 1,719 | 2,326 | ||||||||||||||||
Other Cost | CZK mil | 2,227 | 2,134 | 2,059 | 2,690 | 3,414 | ||||||||||||||||
Operating Cost | CZK mil | 6,321 | 7,208 | 6,881 | 8,540 | 10,139 | ||||||||||||||||
Operating Profit | CZK mil | 5,551 | 4,666 | 2,209 | 5,344 | 10,593 | ||||||||||||||||
Provisions | CZK mil | 880 | 333 | 88.0 | 0 | -145 | ||||||||||||||||
Extra and Other Cost | CZK mil | -13.6 | -1,263 | -628 | -621 | -211 | ||||||||||||||||
Pre-Tax Profit | CZK mil | 4,684 | 5,596 | 2,749 | 5,965 | 10,949 | ||||||||||||||||
Tax | CZK mil | 869 | 865 | 525 | 1,195 | 2,145 | ||||||||||||||||
Minorities | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
Net Profit | CZK mil | 3,815 | 4,731 | 2,224 | 4,770 | 8,804 | ||||||||||||||||
Net Profit Avail. to Common | CZK mil | 3,815 | 4,731 | 2,224 | 4,770 | 8,804 | ||||||||||||||||
Dividends | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 3,185 | ... | |
growth rates | ||||||||||||||||||||||
Net Interest Income Growth | % | ... | 16.8 | 18.0 | -13.2 | 29.4 | 55.2 | |||||||||||||||
Net Fee Income Growth | % | ... | -1.19 | 67.7 | -6.23 | 27.2 | 26.1 | |||||||||||||||
Total Revenue Growth | % | ... | 4.71 | 0.020 | -23.4 | 52.7 | 49.3 | |||||||||||||||
Operating Cost Growth | % | ... | -2.42 | 14.0 | -4.54 | 24.1 | 18.7 | |||||||||||||||
Operating Profit Growth | % | ... | 14.2 | -15.9 | -52.7 | 142 | 98.2 | |||||||||||||||
Pre-Tax Profit Growth | % | ... | 4.81 | 19.5 | -50.9 | 117 | 83.6 | |||||||||||||||
Net Profit Growth | % | ... | 23.7 | 24.0 | -53.0 | 114 | 84.6 | |||||||||||||||
market share | ||||||||||||||||||||||
Market Share in Revenues | % | 6.24 | 5.87 | 5.04 | 7.53 | 8.87 | ... | |||||||||||||||
Market Share in Net Profit | % | 4.76 | 5.27 | 4.82 | 6.91 | 8.72 | ||||||||||||||||
Market Share in Employees | % | 7.10 | 7.13 | 7.76 | 7.73 | 9.26 | ... | |||||||||||||||
Market Share in Branches | % | 6.55 | 6.74 | 7.08 | 6.64 | 8.19 | ... |
balance sheet | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
balance sheet | ||||||||||||||||||||||
Cash & Cash Equivalents | CZK mil | 12,106 | 14,135 | 5,852 | 9,461 | 13,902 | ||||||||||||||||
Interbank Loans | CZK mil | 99,528 | 87,242 | 107,619 | 197,963 | 160,048 | ||||||||||||||||
Customer Loans | CZK mil | 236,604 | 246,644 | 249,083 | 371,751 | 412,736 | ||||||||||||||||
Retail Loans | CZK mil | 114,994 | 119,308 | 120,871 | 123,202 | 175,173 | ||||||||||||||||
Mortgage Loans | CZK mil | 93,528 | 95,242 | 96,094 | 98,547 | 127,138 | ||||||||||||||||
Consumer Loans | CZK mil | 21,465 | 24,066 | 24,777 | 24,655 | 48,035 | ||||||||||||||||
Corporate Loans | CZK mil | 115,847 | 133,454 | 131,928 | 134,223 | 149,441 | ||||||||||||||||
Investments | CZK mil | 10,785 | 4,777 | 43,237 | 41,150 | 51,617 | ||||||||||||||||
Property and Equipment | CZK mil | 4,779 | 6,936 | 4,098 | 4,199 | 3,464 | ||||||||||||||||
Intangible Assets | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7,937 | 3,247 | 6,180 | 5,868 | ||
Total Assets | CZK mil | 366,158 | 370,715 | 482,000 | 651,008 | 666,382 | ||||||||||||||||
Shareholders' Equity | CZK mil | 29,900 | 32,703 | 36,814 | 45,925 | 54,145 | ||||||||||||||||
Of Which Minority Interest | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||
Liabilities | CZK mil | 336,258 | 338,012 | 445,186 | 605,083 | 612,237 | ||||||||||||||||
Interbank Borrowing | CZK mil | 34,402 | 21,961 | 12,201 | 13,107 | 10,669 | ||||||||||||||||
Customer Deposits | CZK mil | 270,921 | 290,691 | 402,776 | 553,090 | 550,061 | ||||||||||||||||
Retail Deposits | CZK mil | 154,539 | 166,958 | 260,993 | 376,420 | 375,843 | ||||||||||||||||
Corporate Deposits | CZK mil | 99,549 | 101,748 | 125,617 | 154,803 | 144,671 | ||||||||||||||||
Sight Deposits | CZK mil | 242,944 | 257,938 | 336,583 | 448,505 | 385,370 | ||||||||||||||||
Term Deposits | CZK mil | 27,977 | 32,753 | 66,193 | 104,585 | 164,691 | ||||||||||||||||
Issued Debt Securities | CZK mil | 22,177 | 16,001 | 17,614 | 25,510 | 29,715 | ||||||||||||||||
Subordinated Debt | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3,309 | 4,561 | 5,526 | 5,162 | ||
Other Liabilities | CZK mil | 8,760 | 9,359 | 12,595 | 13,376 | 21,792 | ||||||||||||||||
asset quality | ||||||||||||||||||||||
Non-Performing Loans | CZK mil | 4,594 | 4,942 | 7,008 | 6,776 | 5,819 | ||||||||||||||||
Gross Loans | CZK mil | 241,056 | 250,396 | 304,681 | 377,239 | 417,980 | ||||||||||||||||
Risk-Weighted Assets | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 159,225 | 164,567 | 173,680 | 213,032 | 244,410 | ||||||
Total Provisions | CZK mil | 4,451 | 3,752 | 5,931 | 5,488 | 5,244 | ||||||||||||||||
growth rates | ||||||||||||||||||||||
Customer Loan Growth | % | ... | 8.04 | 4.24 | 0.989 | 49.2 | 11.0 | |||||||||||||||
Retail Loan Growth | % | ... | 6.83 | 3.75 | 1.31 | 1.93 | 42.2 | |||||||||||||||
Mortgage Loan Growth | % | ... | 7.77 | 1.83 | 0.894 | 2.55 | 29.0 | |||||||||||||||
Consumer Loan Growth | % | ... | 2.94 | 12.1 | 2.96 | -0.494 | 94.8 | |||||||||||||||
Corporate Loan Growth | % | ... | 7.07 | 15.2 | -1.14 | 1.74 | 11.3 | |||||||||||||||
Total Asset Growth | % | ... | 6.85 | 1.24 | 30.0 | 35.1 | 2.36 | |||||||||||||||
Shareholders' Equity Growth | % | ... | 7.15 | 9.37 | 12.6 | 24.7 | 17.9 | |||||||||||||||
Customer Deposit Growth | % | ... | 7.62 | 7.30 | 38.6 | 37.3 | -0.548 | |||||||||||||||
Retail Deposit Growth | % | ... | 10.1 | 8.04 | 56.3 | 44.2 | -0.153 | |||||||||||||||
Corporate Deposit Growth | % | ... | 2.74 | 2.21 | 23.5 | 23.2 | -6.55 | |||||||||||||||
market share | ||||||||||||||||||||||
Market Share in Customer Loans | % | 7.16 | 7.15 | 6.93 | 9.66 | 10.1 | ||||||||||||||||
Market Share in Corporate Loans | % | 10.7 | 11.9 | 11.7 | 11.3 | 12.1 | ||||||||||||||||
Market Share in Retail Loans | % | 7.00 | 6.84 | 6.50 | 6.03 | 8.18 | ||||||||||||||||
Market Share in Consumer Loans | % | 5.41 | 5.79 | 5.86 | 5.50 | 10.2 | ... | |||||||||||||||
Market Share in Mortgage Loans | % | 7.51 | 7.16 | 6.69 | 6.18 | 7.60 | ||||||||||||||||
Market Share in Total Assets | % | 5.03 | 4.90 | 6.05 | 7.64 | 7.48 | ... | |||||||||||||||
Market Share in Customer Deposits | % | 6.09 | 6.13 | 7.80 | 10.1 | 9.39 | ||||||||||||||||
Market Share in Retail Deposits | % | 6.04 | 6.13 | 8.54 | 11.5 | 11.1 | ||||||||||||||||
Market Share in Corporate Deposits | % | 9.56 | 9.29 | 10.3 | 11.8 | 10.6 |
ratios | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
ROE | % | ... | 13.2 | 15.1 | 6.40 | 11.5 | 17.6 | |||||||||||||||
ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.63 | 13.0 | 20.0 | ||
ROE (@ 15% of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.8 | 19.5 | 8.77 | 16.4 | 25.7 | |||||
ROA | % | ... | 1.08 | 1.28 | 0.522 | 0.842 | 1.34 | |||||||||||||||
Return on Loans | % | 1.67 | 1.96 | 0.897 | 1.54 | 2.24 | ||||||||||||||||
Operating Profit (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.10 | 2.88 | 1.31 | 2.76 | 4.63 | |||||
Costs (As % Of Assets) | % | ... | 1.78 | 1.96 | 1.61 | 1.51 | 1.54 | |||||||||||||||
Costs (As % Of Income) | % | 53.2 | 60.7 | 75.7 | 61.5 | 48.9 | ||||||||||||||||
Costs (As % Of Loans) | % | ... | 2.77 | 2.98 | 2.78 | 2.75 | 2.58 | |||||||||||||||
Costs (As % Of Loans & Deposits) | % | ... | 1.29 | 1.38 | 1.16 | 1.08 | 1.07 | |||||||||||||||
Capital Adequacy Ratio | % | 16.9 | 18.7 | 19.1 | 18.5 | 18.3 | ||||||||||||||||
Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | 14.9 | 16.5 | 16.4 | 16.0 | 16.3 | ||||||||||
Net Interest Margin | % | ... | 2.16 | 2.46 | 1.84 | 1.79 | 2.39 | |||||||||||||||
Interest Spread | % | ... | 2.05 | 2.28 | 1.79 | 1.76 | 2.18 | |||||||||||||||
Asset Yield | % | ... | 3.42 | 4.37 | 2.44 | 2.24 | 4.95 | |||||||||||||||
Revenues (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 8.77 | 7.33 | 5.37 | 7.18 | 9.06 | |||||
Cost Of Liabilities | % | ... | 1.37 | 2.09 | 0.650 | 0.478 | 2.77 | |||||||||||||||
Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 36.2 | ... | |
Interest Income (As % Of Revenues) | % | 64.6 | 76.2 | 86.3 | 73.1 | 76.0 | ||||||||||||||||
Fee Income (As % Of Revenues) | % | 16.7 | 28.0 | 34.3 | 28.5 | 24.1 | ||||||||||||||||
Other Income (As % Of Revenues) | % | 18.8 | -4.16 | -20.6 | -1.68 | -0.096 | ||||||||||||||||
Staff Cost (As % Of Total Cost) | % | 51.4 | 49.5 | 49.4 | 48.4 | 43.4 | ||||||||||||||||
Equity (As % Of Assets) | % | 8.17 | 8.82 | 7.64 | 7.05 | 8.13 | ||||||||||||||||
Equity (As % Of Loans) | % | 12.6 | 13.3 | 14.8 | 12.4 | 13.1 | ||||||||||||||||
Loans (As % Of Deposits) | % | 87.3 | 84.8 | 61.8 | 67.2 | 75.0 | ||||||||||||||||
Loans (As % Assets) | % | 64.6 | 66.5 | 51.7 | 57.1 | 61.9 | ||||||||||||||||
NPLs (As % Of Loans) | % | 1.91 | 1.97 | 2.30 | 1.80 | 1.39 | ||||||||||||||||
Provisions (As % Of NPLs) | % | 96.9 | 75.9 | 84.6 | 81.0 | 90.1 | ||||||||||||||||
Provisions (As % Of Loans) | % | 1.88 | 1.52 | 2.38 | 1.48 | 1.27 | ||||||||||||||||
Cost of Provisions (As % Of Loans) | % | ... | 0.386 | 0.138 | 0.036 | 0 | -0.037 |
other data | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Branches | 128 | 128 | 119 | 106 | 125 | |||||||||||||||||
ATMs | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 88.0 | 106 | ... | ... | ... | ... | ... | ||||
ATMs (As % of Bank Branches) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 68.8 | 82.8 | ... | ... | ... | ... | ... | |||
Employees | 2,972 | 2,966 | 3,159 | 3,071 | 3,647 | |||||||||||||||||
Employees Per Bank Branch | 23.2 | 23.2 | 26.5 | 29.0 | 29.2 | |||||||||||||||||
Cost Per Employee | USD per month | 4,168 | 4,449 | 4,075 | 5,173 | 4,511 | ||||||||||||||||
Cost Per Employee (Local Currency) | CZK per month | 91,186 | 100,289 | 89,664 | 112,097 | 100,516 |
customer breakdown | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
Customers | mil | 1.14 | 1.21 | 1.25 | 1.99 | 2.01 | ||||||||||||||||
Number of Primary Customers | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.05 | ||
Number of Mortgages | mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.064 | 0.066 | 0.067 | ... | ... | ... | ... | |||||
Average Size of Mortgage Loan | CZK | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,451,000 | 1,444,000 | 1,444,000 | ... | ... | ... | ... | |||||
Primary (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 52.3 | ||
Mortgages (As % of Total Clients) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.63 | 5.45 | 5.31 | ... | ... | ... | ... | |||||
Revenue per Customer (Local Currency) | CZK | 10,369 | 9,817 | 7,252 | 6,993 | 10,317 | ||||||||||||||||
Net Profit per Customer (Local Currency) | CZK | 3,332 | 3,912 | 1,774 | 2,403 | 4,381 | ||||||||||||||||
Loan per Customer (Local Currency) | CZK | 206,666 | 203,917 | 198,732 | 187,245 | 205,397 | ||||||||||||||||
Deposit per Customer (Local Currency) | CZK | 236,640 | 240,334 | 321,357 | 278,583 | 273,737 | ||||||||||||||||
Revenue per Customer | USD | 474 | 435 | 330 | 323 | 463 | ||||||||||||||||
Net Profit per Customer | USD | 152 | 174 | 80.6 | 111 | 197 | ||||||||||||||||
Loan per Customer | USD | 9,199 | 9,015 | 9,292 | 8,530 | 9,082 | ||||||||||||||||
Deposit per Customer | USD | 10,533 | 10,624 | 15,026 | 12,691 | 12,104 |
Get all company financials in excel:
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic made a net profit of CZK 1,694 mil under revenues of CZK 4,484 mil in the first quarter of 2025, up 20.9% and 6.93% respectively when compared to the same period last year. Historically, the bank’s net profit reached an all time high...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's mortgage loans reached CZK 138,137 mil in 4Q2024, up 1.33% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,834 bil in 4Q2024, up 1.73% when compared to the last year. Raiffeisenbank Czec...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's non-performing loans reached 1.41% of total loans at the end of 2025-03-31, down from 1.46% compared to the previous year. Historically, the NPL ratio hit an all time high of 7.29% in 2010-09-30 and an all time low of 1.41% in 2024...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's retail loans reached CZK 190,318 mil in the third quarter of 2024, up 1.87% compared to the previous year. Czech banking sector provided retail loans of CZK 2,333 bil in 3Q2024, up 1.52% when compared to the last year. Raif...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's net interest margin amounted to 1.86% in the first quarter of 2025, up from 1.86% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 5.01% in 3Q2008 and an all time ...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic generated total banking revenues of CZK 4,353 mil in 2024-09-30, up 6.42% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 60,032 mil in 2024-09-30, down 7.58% when compar...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic employed 3,305 persons in 2025-03-31, up 2.18% when compared to the previous year. Historically, the bank's workforce hit an all time high of 3,384 persons in 2022-09-30 and an all time low of 2,302 in 2007-12-31. Average cost reached...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's consumer loans reached CZK 53,000 mil in 2024-06-30, up 3.92% compared to the previous year. Czech banking sector provided consumer loans of CZK 520 bil in 2024-06-30, up 2.36% when compared to the last year. Raiffeisenbank...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's capital adequacy ratio reached 23.7% at the end of first quarter of 2025, up from 22.9% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 26.3% in 2Q2021 and an all time low of 13.3...
By Helgi Library - May 19, 2025
Raiffeisenbank Czech Republic's retail deposits reached CZK 355,127 mil in 2024-09-30, up 2.64% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,846 bil in 2024-09-30, up 1.05% when compared to the last year. Raiffeise...
Raiffeisenbank Czech Republic is the medium-sized bank with a 5-8% market share in the key retail product . From a greenfield start-up back in 1993, the bank acquired a purely Internet bank, e-banka, in 2006. Originally a corporate-oriented bank, Raiffeisen has been focusing increasingly on the retail area. In 2019, the Bank operated a network of more than 130 branches and employed more than 3,000 people in the Czech Republic.
Raiffeisenbank Czech Republic has been growing its revenues and asset by % and % a year on average in the last 3 years. Its loans and deposits have grown by % and % a year during that time and loans to deposits ratio reached at the end of 2024. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2024, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2024. Raiffeisenbank Czech Republic's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2024.