By Helgi Library - May 24, 2025
PPF Banka made a net profit of CZK 1,171 mil in the first quarter of 2025, down 0.898% when compared to the same period of last y...
By Helgi Library - May 24, 2025
PPF Banka made a net profit of CZK 1,171 mil under revenues of CZK 1,618 mil in the first quarter of 2025, down 0.898% and 11...
By Helgi Library - May 24, 2025
PPF Banka generated total banking revenues of CZK 1,921 mil in 2024-09-30, up 16.3% compared to the previous year. Czech b...
| Profit Statement | 2022 | 2023 | 2024 | |
| Net Interest Income | CZK mil | 6,438 | 6,523 | 6,221 |
| Net Fee Income | CZK mil | 242 | 258 | 255 |
| Other Income | CZK mil | -1,301 | 117 | 565 |
| Total Revenues | CZK mil | 5,379 | 6,898 | 7,041 |
| Staff Cost | CZK mil | 445 | 567 | 656 |
| Operating Profit | CZK mil | 3,966 | 5,176 | 5,310 |
| Provisions | CZK mil | 785 | 495 | 466 |
| Net Profit | CZK mil | 2,739 | 3,884 | 4,197 |
| Balance Sheet | 2022 | 2023 | 2024 | |
| Interbank Loans | CZK mil | 8,247 | 11,101 | 11,910 |
| Customer Loans | CZK mil | 45,275 | 52,952 | 48,613 |
| Investments | CZK mil | 57,881 | 153,985 | 138,693 |
| Total Assets | CZK mil | 288,650 | 384,955 | 350,741 |
| Shareholders' Equity | CZK mil | 17,331 | 20,763 | 22,626 |
| Interbank Borrowing | CZK mil | 23,980 | 15,948 | 3,178 |
| Customer Deposits | CZK mil | 210,578 | 241,239 | 265,740 |
| Issued Debt Securities | CZK mil | 5,117 | 4,436 | 1,350 |
| Ratios | 2022 | 2023 | 2024 | |
| ROE | % | 16.2 | 20.4 | 19.3 |
| ROA | % | 1.04 | 1.15 | 1.14 |
| Costs (As % Of Assets) | % | 0.538 | 0.511 | 0.471 |
| Costs (As % Of Income) | % | 26.3 | 25.0 | 24.6 |
| Capital Adequacy Ratio | % | 24.8 | 23.2 | 21.8 |
| Net Interest Margin | % | 2.45 | 1.94 | 1.69 |
| Loans (As % Of Deposits) | % | 21.5 | 22.0 | 18.3 |
| NPLs (As % Of Loans) | % | 0.986 | 0.563 | 0.951 |
| Provisions (As % Of NPLs) | % | 211 | 408 | 323 |
| Growth Rates | 2022 | 2023 | 2024 | |
| Total Revenue Growth | % | 62.7 | 28.2 | 2.07 |
| Operating Cost Growth | % | 3.37 | 21.9 | 0.523 |
| Operating Profit Growth | % | 104 | 30.5 | 2.59 |
| Net Profit Growth | % | 56.8 | 41.8 | 8.06 |
| Customer Loan Growth | % | 4.44 | 17.0 | -8.19 |
| Total Asset Growth | % | 22.0 | 33.4 | -8.89 |
| Customer Deposit Growth | % | 44.7 | 14.6 | 10.2 |
| Shareholders' Equity Growth | % | 4.77 | 19.8 | 8.97 |
| Employees | 237 | 258 | 274 | |
Get all company financials in excel:
| summary | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| income statement | ||||||||||||||||||||||||
| Net Interest Income | CZK mil | 3,468 | 4,112 | 3,292 | 2,827 | 6,438 | ||||||||||||||||||
| Total Revenues | CZK mil | 3,736 | 3,536 | 3,959 | 3,307 | 5,379 | ||||||||||||||||||
| Operating Profit | CZK mil | 2,757 | 2,555 | 3,061 | 1,940 | 3,966 | ||||||||||||||||||
| Net Profit | CZK mil | 2,202 | 2,088 | 1,133 | 1,747 | 2,739 | ||||||||||||||||||
| balance sheet | ||||||||||||||||||||||||
| Interbank Loans | CZK mil | 5,131 | 3,636 | 4,130 | 5,227 | 8,247 | ||||||||||||||||||
| Customer Loans | CZK mil | 34,437 | 41,109 | 35,745 | 43,351 | 45,275 | ||||||||||||||||||
| Investments | CZK mil | 31,440 | 24,717 | 38,605 | 59,707 | 57,881 | ||||||||||||||||||
| Total Assets | CZK mil | 235,162 | 226,958 | 169,723 | 236,622 | 288,650 | ||||||||||||||||||
| Shareholders' Equity | CZK mil | 11,620 | 14,295 | 15,414 | 16,542 | 17,331 | ||||||||||||||||||
| Interbank Borrowing | CZK mil | 66,306 | 25,743 | 1,993 | 41,333 | 23,980 | ||||||||||||||||||
| Customer Deposits | CZK mil | 132,785 | 172,805 | 131,462 | 145,548 | 210,578 | ||||||||||||||||||
| Issued Debt Securities | CZK mil | 18,763 | 3,536 | 3,122 | 4,411 | 5,117 | ||||||||||||||||||
| ratios | ||||||||||||||||||||||||
| ROE | % | ... | 20.2 | 16.1 | 7.63 | 10.9 | 16.2 | |||||||||||||||||
| ROA | % | ... | 0.941 | 0.904 | 0.571 | 0.860 | 1.04 | |||||||||||||||||
| Costs (As % Of Assets) | % | ... | 0.418 | 0.425 | 0.453 | 0.673 | 0.538 | |||||||||||||||||
| Costs (As % Of Income) | % | 26.2 | 27.7 | 22.7 | 41.3 | 26.3 | ||||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | 16.3 | 18.3 | 24.5 | 20.3 | 24.8 | |||||||||||||||
| Net Interest Margin | % | ... | 1.48 | 1.78 | 1.66 | 1.39 | 2.45 | |||||||||||||||||
| Interest Income (As % Of Revenues) | % | 92.8 | 116 | 83.2 | 85.5 | 120 | ||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 3.53 | 3.68 | 5.28 | 6.77 | 4.50 | ||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 39.0 | 40.1 | 48.4 | 32.6 | 31.5 | ||||||||||||||||||
| Equity (As % Of Assets) | % | 4.94 | 6.30 | 9.08 | 6.99 | 6.00 | ||||||||||||||||||
| Loans (As % Of Deposits) | % | 25.9 | 23.8 | 27.2 | 29.8 | 21.5 | ||||||||||||||||||
| Loans (As % Assets) | % | 14.6 | 18.1 | 21.1 | 18.3 | 15.7 | ||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 12.9 | 6.79 | 8.26 | 4.14 | 0.986 | |||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | 29.0 | 35.3 | 70.3 | 61.7 | 211 | ||||||||||||||||
| valuation | ||||||||||||||||||||||||
| Book Value Per Share Growth | % | ... | 41.1 | 18.6 | -19.9 | -14.1 | 128 |
| income statement | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| income statement | ||||||||||||||||||||||||
| Interest Income | CZK mil | 4,314 | 6,073 | 4,482 | 3,788 | 12,746 | ||||||||||||||||||
| Interest Cost | CZK mil | 846 | 1,961 | 1,190 | 961 | 6,308 | ||||||||||||||||||
| Net Interest Income | CZK mil | 3,468 | 4,112 | 3,292 | 2,827 | 6,438 | ||||||||||||||||||
| Net Fee Income | CZK mil | 132 | 130 | 209 | 224 | 242 | ||||||||||||||||||
| Fee Income | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 209 | 493 | 555 | 576 | ||
| Fee Expense | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 79.0 | 284 | 331 | 334 | ||
| Other Income | CZK mil | 136 | -706 | 458 | 256 | -1,301 | ||||||||||||||||||
| Total Revenues | CZK mil | 3,736 | 3,536 | 3,959 | 3,307 | 5,379 | ||||||||||||||||||
| Staff Cost | CZK mil | 382 | 393 | 435 | 445 | 445 | ||||||||||||||||||
| Depreciation | CZK mil | 40.0 | 74.0 | 81.0 | 98.0 | 92.0 | ||||||||||||||||||
| Other Cost | CZK mil | 557 | 514 | 382 | 824 | 876 | ||||||||||||||||||
| Operating Cost | CZK mil | 979 | 981 | 898 | 1,367 | 1,413 | ||||||||||||||||||
| Operating Profit | CZK mil | 2,757 | 2,555 | 3,061 | 1,940 | 3,966 | ||||||||||||||||||
| Provisions | CZK mil | 68.0 | -74.0 | 1,750 | -187 | 785 | ||||||||||||||||||
| Extra and Other Cost | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||
| Pre-Tax Profit | CZK mil | 2,689 | 2,629 | 1,311 | 2,127 | 3,181 | ||||||||||||||||||
| Tax | CZK mil | 487 | 541 | 178 | 380 | 442 | ||||||||||||||||||
| Minorities | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||
| Net Profit | CZK mil | 2,202 | 2,088 | 1,133 | 1,747 | 2,739 | ||||||||||||||||||
| Net Profit Avail. to Common | CZK mil | 2,202 | 2,088 | 1,133 | 1,747 | 2,739 | ||||||||||||||||||
| Dividends | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 1,492 | 1,298 | ||
| growth rates | ||||||||||||||||||||||||
| Net Interest Income Growth | % | ... | 41.1 | 18.6 | -19.9 | -14.1 | 128 | |||||||||||||||||
| Net Fee Income Growth | % | ... | 2.33 | -1.52 | 60.8 | 7.18 | 8.04 | |||||||||||||||||
| Total Revenue Growth | % | ... | 23.0 | -5.35 | 12.0 | -16.5 | 62.7 | |||||||||||||||||
| Operating Cost Growth | % | ... | 2.73 | 0.204 | -8.46 | 52.2 | 3.37 | |||||||||||||||||
| Operating Profit Growth | % | ... | 32.2 | -7.33 | 19.8 | -36.6 | 104 | |||||||||||||||||
| Pre-Tax Profit Growth | % | ... | 40.9 | -2.23 | -50.1 | 62.2 | 49.6 | |||||||||||||||||
| Net Profit Growth | % | ... | 44.8 | -5.18 | -45.7 | 54.2 | 56.8 | |||||||||||||||||
| market share | ||||||||||||||||||||||||
| Market Share in Revenues | % | 1.96 | 1.75 | 2.19 | 1.79 | 2.30 | ... | |||||||||||||||||
| Market Share in Net Profit | % | 2.75 | 2.33 | 2.46 | 2.53 | 2.71 | ||||||||||||||||||
| Market Share in Employees | % | 0.561 | 0.570 | 0.589 | 0.599 | 0.601 | ... | |||||||||||||||||
| Market Share in Branches | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.102 | 0.105 | 0.119 | 0.125 | 0.131 | ... |
| balance sheet | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| balance sheet | ||||||||||||||||||||||||
| Cash & Cash Equivalents | CZK mil | 163,539 | 156,713 | 90,086 | 127,050 | 160,928 | ||||||||||||||||||
| Interbank Loans | CZK mil | 5,131 | 3,636 | 4,130 | 5,227 | 8,247 | ||||||||||||||||||
| Customer Loans | CZK mil | 34,437 | 41,109 | 35,745 | 43,351 | 45,275 | ||||||||||||||||||
| Retail Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 117 | 109 | 105 | 100 | ||
| Corporate Loans | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 15,806 | 15,477 | 20,543 | 23,115 | ||
| Investments | CZK mil | 31,440 | 24,717 | 38,605 | 59,707 | 57,881 | ||||||||||||||||||
| Property and Equipment | CZK mil | 182 | 167 | 152 | 147 | 119 | ||||||||||||||||||
| Intangible Assets | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 193 | 217 | 210 | 183 | ||
| Total Assets | CZK mil | 235,162 | 226,958 | 169,723 | 236,622 | 288,650 | ||||||||||||||||||
| Shareholders' Equity | CZK mil | 11,620 | 14,295 | 15,414 | 16,542 | 17,331 | ||||||||||||||||||
| Of Which Minority Interest | CZK mil | 0 | 0 | 0 | 0 | 0 | ||||||||||||||||||
| Liabilities | CZK mil | 223,542 | 212,663 | 154,309 | 220,080 | 271,319 | ||||||||||||||||||
| Interbank Borrowing | CZK mil | 66,306 | 25,743 | 1,993 | 41,333 | 23,980 | ||||||||||||||||||
| Customer Deposits | CZK mil | 132,785 | 172,805 | 131,462 | 145,548 | 210,578 | ||||||||||||||||||
| Retail Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4,255 | 5,730 | 6,805 | 5,114 | 8,220 | ||||||
| Corporate Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 17,509 | 16,313 | 22,638 | 24,200 | 46,773 | ||||||
| Sight Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 116,334 | ... | ... | 109,182 | 165,176 | |||||||
| Term Deposits | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16,451 | ... | ... | 36,366 | 45,402 | |||||||
| Issued Debt Securities | CZK mil | 18,763 | 3,536 | 3,122 | 4,411 | 5,117 | ||||||||||||||||||
| Other Liabilities | CZK mil | 5,688 | 10,579 | 17,732 | 28,788 | 31,644 | ||||||||||||||||||
| asset quality | ||||||||||||||||||||||||
| Non-Performing Loans | CZK mil | ... | 4,612 | 2,861 | 3,136 | 1,844 | 456 | |||||||||||||||||
| Gross Loans | CZK mil | 35,774 | 42,119 | 37,949 | 44,489 | 46,239 | ||||||||||||||||||
| Risk-Weighted Assets | CZK mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 70,034 | 56,042 | 46,559 | 54,862 | 53,138 | ||||||
| Total Provisions | CZK mil | ... | 1,337 | 1,010 | 2,204 | 1,138 | 964 | |||||||||||||||||
| growth rates | ||||||||||||||||||||||||
| Customer Loan Growth | % | ... | 3.61 | 19.4 | -13.0 | 21.3 | 4.44 | |||||||||||||||||
| Retail Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -6.84 | -3.67 | -4.76 | ||
| Corporate Loan Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -2.08 | 32.7 | 12.5 | ||
| Total Asset Growth | % | ... | 0.953 | -3.49 | -25.2 | 39.4 | 22.0 | |||||||||||||||||
| Shareholders' Equity Growth | % | ... | 14.6 | 23.0 | 7.83 | 7.32 | 4.77 | |||||||||||||||||
| Customer Deposit Growth | % | ... | -15.6 | 30.1 | -23.9 | 10.7 | 44.7 | |||||||||||||||||
| Retail Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.3 | 34.7 | 18.8 | -24.8 | 60.7 | |||||
| Corporate Deposit Growth | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | -45.4 | -6.83 | 38.8 | 6.90 | 93.3 | |||||
| market share | ||||||||||||||||||||||||
| Market Share in Customer Loans | % | 1.04 | 1.19 | 0.994 | 1.13 | 1.11 | ||||||||||||||||||
| Market Share in Corporate Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.41 | 1.38 | 1.73 | 1.87 | ||
| Market Share in Retail Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.007 | 0.006 | 0.005 | 0.005 | ||
| Market Share in Consumer Loans | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.007 | 0.006 | 0.005 | ... | ... | ... |
| Market Share in Total Assets | % | 3.23 | 3.00 | 2.13 | 2.78 | 3.24 | ... | |||||||||||||||||
| Market Share in Customer Deposits | % | 2.99 | 3.65 | 2.55 | 2.65 | 3.59 | ||||||||||||||||||
| Market Share in Retail Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.166 | 0.210 | 0.223 | 0.157 | 0.242 | ||||||
| Market Share in Corporate Deposits | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.68 | 1.49 | 1.86 | 1.85 | 3.42 |
| ratios | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| ROE | % | ... | 20.2 | 16.1 | 7.63 | 10.9 | 16.2 | |||||||||||||||||
| ROTE | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 7.73 | 11.1 | 16.4 | ||
| ROE (@ 15% of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 21.0 | 22.1 | 14.7 | 23.0 | 33.8 | |||||
| ROA | % | ... | 0.941 | 0.904 | 0.571 | 0.860 | 1.04 | |||||||||||||||||
| Return on Loans | % | 6.51 | 5.53 | 2.95 | 4.42 | 6.18 | ||||||||||||||||||
| Operating Profit (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.94 | 4.05 | 5.97 | 3.83 | 7.34 | |||||
| Costs (As % Of Assets) | % | ... | 0.418 | 0.425 | 0.453 | 0.673 | 0.538 | |||||||||||||||||
| Costs (As % Of Income) | % | 26.2 | 27.7 | 22.7 | 41.3 | 26.3 | ||||||||||||||||||
| Costs (As % Of Loans) | % | ... | 2.89 | 2.60 | 2.34 | 3.46 | 3.19 | |||||||||||||||||
| Costs (As % Of Loans & Deposits) | % | ... | 0.547 | 0.515 | 0.471 | 0.768 | 0.635 | |||||||||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | 16.3 | 18.3 | 24.5 | 20.3 | 24.8 | |||||||||||||||
| Tier 1 Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 16.3 | 18.3 | 24.5 | 20.3 | 24.8 | |||||
| Net Interest Margin | % | ... | 1.48 | 1.78 | 1.66 | 1.39 | 2.45 | |||||||||||||||||
| Interest Spread | % | ... | 1.46 | 1.73 | 1.61 | 1.35 | 2.29 | |||||||||||||||||
| Asset Yield | % | ... | 1.84 | 2.63 | 2.26 | 1.86 | 4.85 | |||||||||||||||||
| Revenues (As % of RWA) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.33 | 5.61 | 7.72 | 6.52 | 9.96 | |||||
| Cost Of Liabilities | % | ... | 0.379 | 0.899 | 0.649 | 0.513 | 2.57 | |||||||||||||||||
| Payout Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0 | 0 | 85.4 | 47.4 | ||
| Interest Income (As % Of Revenues) | % | 92.8 | 116 | 83.2 | 85.5 | 120 | ||||||||||||||||||
| Fee Income (As % Of Revenues) | % | 3.53 | 3.68 | 5.28 | 6.77 | 4.50 | ||||||||||||||||||
| Other Income (As % Of Revenues) | % | 3.64 | -20.0 | 11.6 | 7.74 | -24.2 | ||||||||||||||||||
| Staff Cost (As % Of Total Cost) | % | 39.0 | 40.1 | 48.4 | 32.6 | 31.5 | ||||||||||||||||||
| Equity (As % Of Assets) | % | 4.94 | 6.30 | 9.08 | 6.99 | 6.00 | ||||||||||||||||||
| Equity (As % Of Loans) | % | 33.7 | 34.8 | 43.1 | 38.2 | 38.3 | ||||||||||||||||||
| Loans (As % Of Deposits) | % | 25.9 | 23.8 | 27.2 | 29.8 | 21.5 | ||||||||||||||||||
| Loans (As % Assets) | % | 14.6 | 18.1 | 21.1 | 18.3 | 15.7 | ||||||||||||||||||
| NPLs (As % Of Loans) | % | ... | 12.9 | 6.79 | 8.26 | 4.14 | 0.986 | |||||||||||||||||
| Provisions (As % Of NPLs) | % | ... | ... | 29.0 | 35.3 | 70.3 | 61.7 | 211 | ||||||||||||||||
| Provisions (As % Of Loans) | % | ... | 3.88 | 2.46 | 6.17 | 2.63 | 2.13 | |||||||||||||||||
| Cost of Provisions (As % Of Loans) | % | ... | 0.201 | -0.196 | 4.55 | -0.473 | 1.77 |
| other data | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Branches | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 | |||||||||
| Employees | 235 | 237 | 240 | 238 | 237 | |||||||||||||||||||
| Employees Per Bank Branch | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 118 | 119 | 120 | 119 | 119 | |||||||||
| Cost Per Employee | USD per month | 6,192 | 6,130 | 6,864 | 7,191 | 7,022 | ||||||||||||||||||
| Cost Per Employee (Local Currency) | CZK per month | 135,461 | 138,186 | 151,042 | 155,812 | 156,470 |
| customer breakdown | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Average Size of Mortgage Loan | CZK | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1,451,000 | 1,444,000 | 1,444,000 | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - May 24, 2025
PPF Banka's customer deposits reached CZK 282,233 mil in 2024-09-30, up 24.7% compared to the previous year. Czech banking sector accepted customer deposits of CZK 7,407 bil in 2024-09-30, up 1.79% when compared to the last year. PPF Banka accounted for 3...
By Helgi Library - May 24, 2025
PPF Banka employed 283 persons in 2025-03-31, up 1.19% when compared to the previous year. Historically, the bank's workforce hit an all time high of 283 persons in 2025-03-31 and an all time low of 182 in 2012-12-31. Average cost reached USD 8,510 per month per ...
By Helgi Library - May 24, 2025
PPF Banka's non-performing loans reached 0.871% of total loans at the end of 2025-03-31, up from 0.599% compared to the previous year. Historically, the NPL ratio hit an all time high of 18.5% in 2016-06-30 and an all time low of 0.283% in 2012-09-30. Provi...
By Helgi Library - May 24, 2025
PPF Banka's customer loans reached CZK 50,708 mil in 2024-09-30, down 1.45% compared to the previous year. Czech banking sector provided customer loans of CZK 4,524 bil in 2024-09-30, up 1.44% when compared to the last year. PPF Banka accounted for 1.12% ...
By Helgi Library - May 24, 2025
PPF Banka's capital adequacy ratio reached 22.6% at the end of first quarter of 2025, up from 21.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 26.5% in 3Q2024 and an all time low of 12.9% in 3Q2014. T...
By Helgi Library - May 24, 2025
PPF Banka's net interest margin amounted to 1.68% in the first quarter of 2025, down from 1.83% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 2.57% in 3Q2022 and an all time low of 0.905%...
By Helgi Library - May 24, 2025
PPF Banka generated total banking revenues of CZK 1,618 mil in the first quarter of 2025, down 11.8% when compared to the same period of last year and 0.905% when compared to the previous quarter. Historically, the bank’s revenues containing of interest, ...
By Helgi Library - May 24, 2025
PPF Banka's retail deposits reached CZK 9,327 mil in 2024-09-30, down 0% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,846 bil in 2024-09-30, up 1.05% when compared to the last year. PPF Banka accounted for 0.243% o...
By Helgi Library - May 24, 2025
PPF Banka's retail loans reached CZK 108 mil in the third quarter of 2024, up 1.89% compared to the previous year. Czech banking sector provided retail loans of CZK 2,333 bil in 3Q2024, up 1.52% when compared to the last year. PPF Banka accounted for 0.00...
By Helgi Library - May 24, 2025
PPF Banka's cost to income ratio reached 23.2% in the first quarter of 2025, down from 37.2% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 317% of income in 1Q2021 and an all time low of 14.0% in 1Q2020. ...
PPF banka is a specialised corporate and investment bank providing financial advisory, banking and investment services. PPF banka focuses primarily on corporate and municipal clients, including local government entities and local authorities, and provides private banking services. PPF banka also serves as the central treasury bank for PPF Group and provides services to the Group in 12 countries worldwide. The Bank was founded in 1992 and then operated in the Czech market as Prvni mestska banka. PPF Group became the majority shareholder in 2002 and the City of Prague remains a minority shareholder.
PPF Banka has been growing its revenues and asset by % and % a year on average in the last 3 years. Its loans and deposits have grown by % and % a year during that time and loans to deposits ratio reached at the end of 2024. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2024, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2024. PPF Banka's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2024.
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