By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna employed 26.0 persons in 2024-06-30, down 0% when compared to the previous year. Historically, the ba...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna made a net profit of CZK 122 mil in the second quarter of 2024, down 17.9% when compared to the same p...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna made a net profit of CZK 122 mil under revenues of CZK 190 mil in the second quarter of 2024, down 17.9% a...
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| income statement | Unit | Oct 2025 | Jun 2024 |
| growth rates | |||
| Net Interest Income Growth | % | ... |
| ratios | Unit | Oct 2025 | Jun 2024 |
| ROTE | % | ... | |
| Return on Loans | % | ... | |
| Costs (As % Of Loans) | % | ... |
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By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's capital adequacy ratio reached 10.6% at the end of second quarter of 2024, up from 9.38% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 19.5% in 2Q2016 and an all time low of 9.38% ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's non-performing loans reached 1.18% of total loans at the end of 2024-06-30, down from 1.19% compared to the previous year. Historically, the NPL ratio hit an all time high of 8.26% in 2018-09-30 and an all time low of 1.10% in 2023-12...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's retail deposits reached CZK 26,996 mil in 2024-03-31, up 0.755% compared to the previous year. Czech banking sector accepted retail deposits of CZK 3,733 bil in 2024-03-31, up 2.24% when compared to the last year. Moneta Stave...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's cost to income ratio reached 14.8% in the second quarter of 2024, down from 21.2% when compared to the previous quarter. Historically, the bank’s costs reached an all time high of 124% of income in 4Q2008 and an all time low of 8...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's loans reached CZK 15,326 mil in the second quarter of 2024, down from CZK 15,746 mil when compared to the previous quarter and down from CZK 16,573 mil when compared to the same period of last year. Historically, the bank...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's mortgage loans reached CZK 14,372 mil in 2Q2024, down 2.70% compared to the previous year. Czech banking sector provided mortgage loans of CZK 1,778 bil in 2Q2024, up 1.34% when compared to the last year. Moneta Stavebni Spori...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's net interest margin amounted to 2.05% in the second quarter of 2024, down from 2.20% when compared to the previous quarter. Historically, the bank’s net interest margin reached an all time high of 4.02% in 3Q2005 and an all time ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna generated total banking revenues of CZK 220 mil in 2024-03-31, up 4.32% compared to the previous year. Czech banking sector banking sector generated total revenues of CZK 60,165 mil in 2024-03-31, up 2.08% when compared to t...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's customer deposits reached CZK 27,172 mil in 2024-03-31, down 2.81% compared to the previous year. Czech banking sector accepted customer deposits of CZK 7,196 bil in 2024-03-31, up 7.39% when compared to the last year. Moneta ...
By Helgi Library - September 9, 2024
Moneta Stavebni Sporitelna's customer loans reached CZK 15,603 mil in 2024-03-31, down 1.22% compared to the previous year. Czech banking sector provided customer loans of CZK 4,428 bil in 2024-03-31, up 1.63% when compared to the last year. Moneta Staveb...
Moneta Stavební Spořitelna is the Czech Republic's smallest building savings bank. In 2012, the bank held a 10.5% share of building savings loans and 8.7% of deposits. Partly because of its small size (and limited economies of scale and synergies with a would-be commercial bank on the Czech market) and its conservative approach (the bank has the best loan quality and provision coverage), the bank is traditionally the least profitable building savings bank on the market. In 2012, the bank achieved ROE of “only” 9.7%, compared to the 15.2% of the 5-building savings banks average. Size matters and the lack of economies of scale is reflected in Wüstenrot’s low cost efficiency. In 2012, the bank’s operating costs accounted for 1.27% of average assets, nearly twice as much as the other savings banks.
Moneta Stavebni Sporitelna has been growing its revenues and asset by % and % a year on average in the last 3 years. Its loans and deposits have grown by % and % a year during that time and loans to deposits ratio reached at the end of 2024. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2024, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2024. Moneta Stavebni Sporitelna's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2024.
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