By Helgi Library - September 23, 2018
DNB Bank Polska made a net profit of PLN 77.6 mil under revenues of PLN 233 mil in 2017, up 31.5% and -1.52% respectively compared to...
By Helgi Library - September 23, 2018
DNB Bank Polska's customer deposits reached PLN 4,902 mil in 2017, up 20.3% compared to the previous year. Polish banking secto...
By Helgi Library - September 23, 2018
DNB Bank Polska's net interest margin amounted to 1.76% in 2017, up from 1.67% compared to the previous year. Historically...
| Profit Statement | 2015 | 2016 | 2017 | |
| Net Interest Income | PLN mil | 159 | 173 | 189 |
| Net Fee Income | PLN mil | 27.0 | 17.4 | 17.4 |
| Other Income | PLN mil | 41.9 | 46.8 | 27.1 |
| Total Revenues | PLN mil | 228 | 237 | 233 |
| Staff Cost | PLN mil | 53.0 | 56.6 | 60.4 |
| Operating Profit | PLN mil | 86.7 | 99.3 | 101 |
| Provisions | PLN mil | 19.5 | 23.5 | -0.665 |
| Net Profit | PLN mil | 56.4 | 59.0 | 77.6 |
| Balance Sheet | 2015 | 2016 | 2017 | |
| Interbank Loans | PLN mil | 133 | 79.3 | 53.5 |
| Customer Loans | PLN mil | 7,985 | 8,125 | 7,576 |
| Total Assets | PLN mil | 10,145 | 10,499 | 10,920 |
| Shareholders' Equity | PLN mil | 1,432 | 1,481 | 1,566 |
| Interbank Borrowing | PLN mil | 5,394 | 4,853 | 4,317 |
| Customer Deposits | PLN mil | 3,226 | 4,075 | 4,902 |
| Issued Debt Securities | PLN mil | 0 | 0 | 0 |
| Ratios | 2015 | 2016 | 2017 | |
| ROE | % | 4.03 | 4.05 | 5.09 |
| ROA | % | 0.568 | 0.571 | 0.724 |
| Costs (As % Of Assets) | % | 1.43 | 1.33 | 1.23 |
| Costs (As % Of Income) | % | 62.0 | 58.1 | 56.6 |
| Capital Adequacy Ratio | % | ... | 16.4 | ... |
| Net Interest Margin | % | 1.60 | 1.67 | 1.76 |
| Loans (As % Of Deposits) | % | 248 | 199 | 155 |
| Growth Rates | 2015 | 2016 | 2017 | |
| Total Revenue Growth | % | 5.51 | 3.69 | -1.52 |
| Operating Cost Growth | % | -1.81 | -2.95 | -4.05 |
| Operating Profit Growth | % | 20.2 | 14.5 | 1.97 |
| Net Profit Growth | % | 38.7 | 4.49 | 31.5 |
| Customer Loan Growth | % | -2.10 | 1.75 | -6.76 |
| Total Asset Growth | % | 4.25 | 3.49 | 4.01 |
| Customer Deposit Growth | % | -8.56 | 26.3 | 20.3 |
| Shareholders' Equity Growth | % | 4.55 | 3.47 | 5.68 |
| Employees | ... | ... | ... | |
Get all company financials in excel:
| summary | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||
| Net Interest Income | PLN mil | 205 | 109 | 122 | 140 | 159 | ||||||||||
| Total Revenues | PLN mil | 410 | 303 | 261 | 216 | 228 | ||||||||||
| Operating Profit | PLN mil | 162 | 38.4 | 57.4 | 72.2 | 86.7 | ||||||||||
| Net Profit | PLN mil | 88.6 | -16.6 | -87.6 | 40.7 | 56.4 | ||||||||||
| balance sheet | ||||||||||||||||
| Interbank Loans | PLN mil | 174 | 142 | 72.6 | 101 | 133 | ||||||||||
| Customer Loans | PLN mil | 10,453 | 9,776 | 7,941 | 8,156 | 7,985 | ||||||||||
| Debt Securities | PLN mil | 875 | 840 | 994 | 1,104 | 1,612 | ||||||||||
| Total Assets | PLN mil | 12,223 | 11,300 | 9,471 | 9,731 | 10,145 | ||||||||||
| Shareholders' Equity | PLN mil | 876 | 1,413 | 1,326 | 1,369 | 1,432 | ||||||||||
| Interbank Borrowing | PLN mil | 6,527 | 4,953 | 4,669 | 4,705 | 5,394 | ||||||||||
| Customer Deposits | PLN mil | 4,408 | 4,765 | 3,345 | 3,528 | 3,226 | ||||||||||
| Issued Debt Securities | PLN mil | 198 | 0 | 0 | 0 | 0 | ||||||||||
| ratios | ||||||||||||||||
| ROE | % | 11.2 | -1.45 | -6.39 | 3.02 | 4.03 | ||||||||||
| ROA | % | 0.811 | -0.141 | -0.843 | 0.424 | 0.568 | ||||||||||
| Costs (As % Of Assets) | % | 2.26 | 2.25 | 1.96 | 1.50 | 1.43 | ||||||||||
| Costs (As % Of Income) | % | 60.4 | 87.3 | 78.0 | 66.7 | 62.0 | ||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | 10.1 | 13.8 | ... | ... | ... | ... | |
| Net Interest Margin | % | 1.87 | 0.926 | 1.18 | 1.46 | 1.60 | ||||||||||
| Interest Income (As % Of Revenues) | % | 49.9 | 36.0 | 46.9 | 64.7 | 69.8 | ||||||||||
| Fee Income (As % Of Revenues) | % | 14.7 | 15.4 | 12.4 | 14.3 | 11.8 | ||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.7 | 39.2 | 37.4 | ||
| Equity (As % Of Assets) | % | 7.17 | 12.5 | 14.0 | 14.1 | 14.1 | ||||||||||
| Loans (As % Of Deposits) | % | 237 | 205 | 237 | 231 | 248 | ||||||||||
| Loans (As % Assets) | % | 85.5 | 86.5 | 83.8 | 83.8 | 78.7 | ||||||||||
| valuation | ||||||||||||||||
| Book Value Per Share | ... | ... | ... | ... | ... | ... | 1.40 | 1.36 | 1.05 | 1.09 | 1.14 | |||||
| Book Value Per Share Growth | % | ... | 24.4 | -2.63 | -22.4 | 3.26 | 4.55 |
| income statement | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| income statement | ||||||||||||||||
| Interest Income | PLN mil | 491 | 515 | 347 | 267 | 245 | ||||||||||
| Interest Cost | PLN mil | 287 | 406 | 225 | 127 | 85.8 | ||||||||||
| Net Interest Income | PLN mil | 205 | 109 | 122 | 140 | 159 | ||||||||||
| Net Fee Income | PLN mil | 60.3 | 46.5 | 32.4 | 31.0 | 27.0 | ||||||||||
| Other Income | PLN mil | 145 | 147 | 106 | 45.5 | 41.9 | ||||||||||
| Total Revenues | PLN mil | 410 | 303 | 261 | 216 | 228 | ||||||||||
| Staff Cost | PLN mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 84.8 | 56.5 | 53.0 | ||
| Depreciation | PLN mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 18.6 | 14.2 | 11.2 | ||
| Other Cost | PLN mil | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 100 | 73.5 | 77.4 | ||
| Operating Cost | PLN mil | 247 | 264 | 203 | 144 | 142 | ||||||||||
| Operating Profit | PLN mil | 162 | 38.4 | 57.4 | 72.2 | 86.7 | ||||||||||
| Provisions | PLN mil | 47.5 | 53.1 | 153 | 18.1 | 19.5 | ||||||||||
| Extra and Other Cost | PLN mil | 0.154 | < 0.001 | -192 | 0 | 0 | ||||||||||
| Pre-Tax Profit | PLN mil | 115 | -14.7 | 95.8 | 54.1 | 67.2 | ||||||||||
| Tax | PLN mil | 26.1 | 1.94 | -8.18 | 13.4 | 10.8 | ||||||||||
| Minorities | PLN mil | 0 | 0 | 0 | 0 | 0 | ||||||||||
| Net Profit | PLN mil | 88.6 | -16.6 | -87.6 | 40.7 | 56.4 | ||||||||||
| growth rates | ||||||||||||||||
| Net Interest Income Growth | % | ... | 7.51 | -46.8 | 12.5 | 14.3 | 13.9 | |||||||||
| Net Fee Income Growth | % | ... | 2.70 | -22.9 | -30.3 | -4.49 | -12.7 | |||||||||
| Total Revenue Growth | % | ... | 20.8 | -26.2 | -13.8 | -17.0 | 5.51 | |||||||||
| Operating Cost Growth | % | ... | 12.3 | 6.80 | -23.0 | -29.1 | -1.81 | |||||||||
| Operating Profit Growth | % | ... | 36.5 | -76.3 | 49.4 | 25.6 | 20.2 | |||||||||
| Pre-Tax Profit Growth | % | ... | 67.0 | -113 | -752 | -43.5 | 24.3 | |||||||||
| Net Profit Growth | % | ... | 73.0 | -119 | 427 | -146 | 38.7 | |||||||||
| market share | ||||||||||||||||
| Market Share in Revenues | % | 0.716 | 0.517 | 0.471 | 0.376 | 0.409 | ||||||||||
| Market Share in Net Profit | % | 0.570 | -0.108 | -0.577 | 0.256 | 0.504 | ||||||||||
| Market Share in Employees | % | ... | ... | ... | ... | ... | ... | ... | ... | 0.574 | 0.460 | ... | ... | ... | ... | ... |
| balance sheet | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| balance sheet | ||||||||||||||||
| Cash | PLN mil | 456 | 329 | 248 | 174 | 235 | ||||||||||
| Interbank Loans | PLN mil | 174 | 142 | 72.6 | 101 | 133 | ||||||||||
| Customer Loans | PLN mil | 10,453 | 9,776 | 7,941 | 8,156 | 7,985 | ||||||||||
| Debt Securities | PLN mil | 875 | 840 | 994 | 1,104 | 1,612 | ||||||||||
| Fixed Assets | PLN mil | 61.6 | 55.4 | 40.2 | 36.7 | 33.3 | ||||||||||
| Total Assets | PLN mil | 12,223 | 11,300 | 9,471 | 9,731 | 10,145 | ||||||||||
| Shareholders' Equity | PLN mil | 876 | 1,413 | 1,326 | 1,369 | 1,432 | ||||||||||
| Of Which Minority Interest | PLN mil | 0 | 0 | 0 | 0 | 0 | ... | |||||||||
| Liabilities | PLN mil | 11,347 | 9,887 | 8,145 | 8,361 | 8,713 | ||||||||||
| Interbank Borrowing | PLN mil | 6,527 | 4,953 | 4,669 | 4,705 | 5,394 | ||||||||||
| Customer Deposits | PLN mil | 4,408 | 4,765 | 3,345 | 3,528 | 3,226 | ||||||||||
| Issued Debt Securities | PLN mil | 198 | 0 | 0 | 0 | 0 | ||||||||||
| Other Liabilities | PLN mil | 213 | 169 | 131 | 129 | 92.7 | ||||||||||
| growth rates | ||||||||||||||||
| Customer Loan Growth | % | ... | 47.9 | -6.48 | -18.8 | 2.71 | -2.10 | |||||||||
| Total Asset Growth | % | ... | 26.8 | -7.55 | -16.2 | 2.74 | 4.25 | |||||||||
| Shareholders' Equity Growth | % | ... | 24.4 | 61.3 | -6.14 | 3.26 | 4.55 | |||||||||
| Customer Deposit Growth | % | ... | -1.79 | 8.10 | -29.8 | 5.47 | -8.56 | |||||||||
| market share | ||||||||||||||||
| Market Share in Customer Loans | % | ... | ... | ... | ... | ... | ... | ... | 1.15 | 1.05 | 0.819 | 0.784 | 0.717 | |||
| Market Share in Total Assets | % | ... | ... | ... | ... | ... | 0.968 | 0.858 | 0.690 | 0.650 | 0.649 | |||||
| Market Share in Customer Deposits | % | ... | ... | ... | ... | ... | ... | ... | 0.490 | 0.515 | 0.343 | 0.339 | 0.291 |
| ratios | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| ratios | ||||||||||||||||
| ROE | % | 11.2 | -1.45 | -6.39 | 3.02 | 4.03 | ||||||||||
| ROA | % | 0.811 | -0.141 | -0.843 | 0.424 | 0.568 | ||||||||||
| Costs (As % Of Assets) | % | 2.26 | 2.25 | 1.96 | 1.50 | 1.43 | ||||||||||
| Costs (As % Of Income) | % | 60.4 | 87.3 | 78.0 | 66.7 | 62.0 | ||||||||||
| Capital Adequacy Ratio | % | ... | ... | ... | ... | ... | ... | ... | ... | 10.1 | 13.8 | ... | ... | ... | ... | |
| Net Interest Margin | % | 1.87 | 0.926 | 1.18 | 1.46 | 1.60 | ||||||||||
| Interest Spread | % | ... | 1.67 | 0.553 | 0.850 | 1.24 | 1.46 | |||||||||
| Asset Yield | % | 4.49 | 4.38 | 3.34 | 2.78 | 2.47 | ||||||||||
| Cost Of Liabilities | % | ... | 2.83 | 3.82 | 2.49 | 1.54 | 1.00 | |||||||||
| Interest Income (As % Of Revenues) | % | 49.9 | 36.0 | 46.9 | 64.7 | 69.8 | ||||||||||
| Fee Income (As % Of Revenues) | % | 14.7 | 15.4 | 12.4 | 14.3 | 11.8 | ||||||||||
| Other Income (As % Of Revenues) | % | 35.3 | 48.6 | 40.6 | 21.0 | 18.4 | ||||||||||
| Staff Cost (As % Of Total Cost) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 41.7 | 39.2 | 37.4 | ||
| Equity (As % Of Assets) | % | 7.17 | 12.5 | 14.0 | 14.1 | 14.1 | ||||||||||
| Loans (As % Of Deposits) | % | 237 | 205 | 237 | 231 | 248 | ||||||||||
| Loans (As % Assets) | % | 85.5 | 86.5 | 83.8 | 83.8 | 78.7 | ||||||||||
| Cost of Provisions (As % Of Loans) | % | 0.542 | 0.525 | 1.73 | 0.224 | 0.241 |
| other data | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
| other data | ||||||||||||||||
| Employees | ... | ... | ... | ... | ... | ... | ... | ... | 1,014 | 806 | ... | ... | ... | ... | ... |
Get all company financials in excel:
By Helgi Library - September 23, 2018
DNB Bank Polska generated total banking revenues of PLN 233 mil in 2017, down 1.52% compared to the previous year. Polish banking sector banking sector generated total revenues of PLN 61,763 mil in 2017, up 4.13% when compared to the last year. ...
By Helgi Library - September 23, 2018
DNB Bank Polska's customer loans reached PLN 7,576 mil in 2017, down 6.76% compared to the previous year. Polish banking sector provided customer loans of PLN 1,206 bil in 2017, up 3.69% when compared to the last year. DNB Bank Polska accounted for 0.628%...
By Helgi Library - September 23, 2018
DNB Bank Polska generated total banking revenues of PLN 233 mil in 2017, down 1.52% compared to the previous year. Historically, the bank’s revenues containing of interest, fee and other non-interest income reached an all time high of PLN 410 mil in 2011 and an...
By Helgi Library - September 23, 2018
DNB Bank Polska's customer loan growth reached -6.76% in 2017, down from 1.75% compared to the previous year. Historically, the bank’s loans growth reached an all time high of 159% in 2007 and an all time low of -18.8% in 2013. In the last decade, the ave...
DNB Bank Polska has been growing its revenues and asset by % and % a year on average in the last 3 years. Its loans and deposits have grown by % and % a year during that time and loans to deposits ratio reached at the end of 2017. The company achieved an average return on equity of % in the last three years with net profit growing % a year on average. In terms of operating efficiency, its cost to income ratio reached in 2017, compared to % average in the last three years.
Equity represented of total assets or of loans at the end of 2017. DNB Bank Polska's non-performing loans were of total loans while provisions covered some of NPLs at the end of 2017.