Based on a comparison of 10 banks in Romania in 2016, OTP Bank Romania operated with the highest net interest margin, followed by Banca Transilvania and Raiffeisen Bank Romania.
OTP Bank Romania's net interest margin amounted to 3.61% in 2016, down from 4.06% when compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 4.28% in 2010 and an all time low of 1.96% in 2012. The average margin in the last five years amounted to 3.13%.
Average asset yield was 4.40% in 2016, down from 5.43% when compared to previous year. On the other hand, cost of funding amounted to 0.886% in 2016, down from 1.53%.
Comparing OTP Bank Romania with its closest peers, Banca Transilvania operated in 2016 with a net interest margin of 3.56% Raiffeisen Bank Romania reached 3.42% and Garanti Bank Romania some 3.31%.
You can see all the banks interest margin data on the Net Interest Margin indicator page or you can download a report on the Romanian banks in the report section.
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