Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Romania

Source: World Bank
Last Updated: September 1, 2025

Interest spread, which is the difference between interest rate on loans and deposits reached 3.23% in 2024 in Romania, according to the National Central Bank. This is 11.9% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Romania reached an all time high of 43.9% in 1993 and an all time low of 2.88% in 2023.

Romania has been ranked 48th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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