PPF Banka's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.154% in the first quarter of 2025, down from 0.287% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 2.73% in 4Q2020 and an all time low of -1.52% in 1Q2021. The average cost of risk in the last six quarters amounted to 0.123%.
On the other hand, average asset yield was 3.77% in 1Q2025, down from 4.99% when compared to the same period last year. Cost of funding amounted to 2.26% in 1Q2025, down from 3.47%.
When compared to bank's main peers, Ceska Sporitelna operated in the first quarter of 2025 with a cost of risk of 0.065% CSOB reached 0.059% and Komercni Banka some -0.123%.
You can see all the bank’s data at PPF Banka Profile, or you can download a report on the bank in the report section.