J&T Banka - Quarterly Cost Efficiency

Costs As % Of Assets & Income
Banking | Czechia | May 25, 2025
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Excel Sheet

J&T Banka's cost to income ratio reached 36.9% in the first quarter of 2025, up from 34.3% when compared to the previous quarter.

Historically, the bank’s costs reached an all time high of 65.3% of income in 1Q2020 and an all time low of 19.2% in 3Q2022.

When compared to total assets, bank's cost amounted to 1.33% in 1Q2025, up from 1.19% in the previous quarter.

Staff accounted for 44.2% of total operating expenditures in the first quarter of 2025. The bank operated a network of 7.00 branches and employed 754 persons in 1Q2025.

When compared to bank's main peers, Ceska Sporitelna operated in 1Q2025 with a cost to income ratio of 44.7% CSOB reached 52.9% and Komercni Banka some 50.3%.

You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.