J&T Banka's capital adequacy ratio reached 22.9% at the end of first quarter of 2025, down from 22.9% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 25.2% in 3Q2023 and an all time low of 15.6% in 1Q2018.
The Tier 1 ratio amounted to 20.3% at the end of first quarter of 2025, down from 23.7% compared to the same period of last year and down from 20.4% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 56.5% at the end of 1Q2025, up from 41.3% when compared to the same period of last year.
When compared to bank's main peers, Ceska Sporitelna ended the first quarter of 2025 with a capital adequacy ratio at 19.8% and loans to deposits of 70.6%, CSOB with 18.4% and 64.1% respectively and Komercni Banka some 18.7% in terms of capital adequacy and 70.6% of loans to deposits at the end of the first quarter of 2025.
You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.
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