J&T Banka's net interest margin amounted to 2.70% in 2024, down from 3.59% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.59% in 2023 and an all time low of 1.84% in 2013. The average margin in the last five years amounted to 2.76%.
Average asset yield was 6.14% in 2024, down from 6.78% when compared to previous year. On the other hand, cost of funding amounted to 3.97% in 2024, up from 3.74%.
Comparing J&T Banka with its closest peers, Ceska Sporitelna operated in 2024 with a net interest margin of 2.08% in 2024, CSOB reached 1.66% and Komercni Banka some 1.66%.
You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.
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