J&T Banka - Cost Efficiency

Costs As % Of Assets & Income
Banking | Czechia | May 25, 2025
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Excel Sheet

J&T Banka's cost to income ratio reached 33.8% in 2024, up from 27.0% compared to the previous year.

Historically, the bank’s costs reached an all time high of 47.1% of income in 2020 and an all time low of 27.0% in 2023.

When compared to total assets, bank's cost amounted to 1.33% in 2024, down from 1.40% a year earlier.

Staff accounted for 42.1% of total operating expenditures in 2024. The bank operated a network of 7.00 branches and employed 709 persons in 2024.

Comparing J&T Banka with its closest peers, Ceska Sporitelna operated in 2024 with a cost to income ratio of 43.0% in 2024, CSOB reached 52.1% and Komercni Banka some 48.2%.

You can see all the bank’s data at J&T Banka Profile, or you can download a report on the bank in the report section.