Interest spread, which is the difference between interest rate on loans and deposits rose 18.0% to 2.68% in Czechia in 2024, according to the National Central Bank.
Historically, interest spread, which is the difference between interest rate on loans and deposits in Czechia reached an all time high of 7.04% in 1993 and an all time low of 2.27% in 2023.
Czechia has been ranked 54th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 34 places above the position seen 10 years ago.
| Interest Spread (Difference Between Interest Rate on Loans and Deposits) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Austria | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Czechia | % | 3.27% | 3.30% | 3.04% | 2.97% | 2.83% | ||||||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Hungary | % | 1.41% | 1.69% | 1.49% | 1.95% | 2.29% | ||||||||||||||||
| Italy | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Poland | % | 3.86% | 3.91% | 3.41% | 3.26% | 5.97% | ... | ... | ||||||||||||||
| Russia | % | 3.50% | 3.35% | 3.01% | 3.39% | 3.86% | ... | |||||||||||||||
| Slovakia | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Switzerland | % | 2.94% | 2.98% | 3.02% | 3.06% | 2.80% | ||||||||||||||||
| Ukraine | % | 7.23% | 6.93% | 8.21% | 8.66% | 11.2% |
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