Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Czechia

Source: World Bank
Last Updated: September 1, 2025

Interest spread, which is the difference between interest rate on loans and deposits reached 2.68% in 2024 in Czechia, according to the National Central Bank. This is 18.0% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Czechia reached an all time high of 7.04% in 1993 and an all time low of 2.27% in 2023.

Czechia has been ranked 54th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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