CSOB Stavebni Sporitelna - Asset Quality

NPLs (As % Of Loans) & Provisions (As % Of NPLs)
Banking | Czechia | May 24, 2025
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Excel Sheet

CSOB Stavebni Sporitelna's non-performing loans reached 1.50% of total loans at the end of 2024, down from 1.61% compared to the previous year. Historically, the NPL ratio hit an all time high of 4.36% in 2018 and an all time low of 0.859% in 2003.

Provision coverage amounted to 78.7% at the end of 2024, down from 80.8% compared to a year earlier.

The bank created loan loss provisions worth of -0.324% of average loans in 2024. That's compared to -0.089% of loans the bank put aside to its cost on average in the last five years.

You can see all the bank’s data at CSOB Stavebni Sporitelna Profile, or you can download a report on the bank in the report section.