CSOB's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.059% in the first quarter of 2025, up from -0.057% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.09% in 2Q2020 and an all time low of -0.274% in 2Q2021. The average cost of risk in the last six quarters amounted to 0.080%.
On the other hand, average asset yield was 4.04% in 1Q2025, down from 5.95% when compared to the same period last year. Cost of funding amounted to 2.68% in 1Q2025, down from 4.64%.
When compared to bank's main peers, Komercni Banka operated in the first quarter of 2025 with a cost of risk of -0.123%.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
Helgi Library 
