CSOB - Cost Efficiency

Costs As % Of Assets & Income
Banking | Czechia | March 12, 2025
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Excel Sheet

CSOB's cost to income ratio reached 52.1% in 2024, down from 54.7% compared to the previous year.

Historically, the bank’s costs reached an all time high of 95.8% of income in 2004 and an all time low of 34.4% in 2009.

When compared to total assets, bank's cost amounted to 1.24% in 2024, up from 1.23% a year earlier.

Staff accounted for 47.8% of total operating expenditures in 2024. The bank operated a network of 198 branches and employed 8,075 persons in 2024.

Comparing CSOB with its closest peers, Ceska Sporitelna operated in 2024 with a cost to income ratio of 43.0% in 2024, and Komercni Banka reached 48.2%.

You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.