CSOB's capital adequacy ratio reached 20.6% at the end of 2024, up from 19.5% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 24.2% in 2020 and an all time low of 10.3% in 2008.
The Tier 1 ratio amounted to 20.5% at the end of 2024, up from 19.4% compared to a year earlier.
Bank's loan to deposit ratio reached 70.7% at the end of 2024, up from 67.7% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 78.1%.
Comparing CSOB with its closest peers, Ceska Sporitelna ended the year 2024 with a capital adequacy ratio at 18.6% and loans to deposits of 72.6% and Komercni Banka with 18.8% and 72.6% respectively.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
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