CSOB's non-performing loans reached 1.44% of total loans at the end of 2025-03-31, down from 1.49% compared to the previous year. Historically, the NPL ratio hit an all time high of 5.13% in 2013-06-30 and an all time low of 1.43% in 2024-09-30.
Provision coverage amounted to 42.8% at the end of 2025-03-31, down from 45.0% compared to a year earlier.
The bank created loan loss provisions worth of 0.140% of average loans in 2025-03-31. That's compared to -0.039% of loans the bank put aside to its cost on average in the last five years.
Comparing CSOB with its closest peers, Komercni Banka operated at the end of 2025-03-31 with NPL ratio of 1.99% and provision coverage of 44.6%.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
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