CSOB's non-performing loans reached 1.43% of total loans at the end of 2024, down from 1.51% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.30% in 2003 and an all time low of 1.43% in 2024.
Provision coverage amounted to 43.6% at the end of 2024, down from 45.2% compared to a year earlier.
The bank created loan loss provisions worth of -0.084% of average loans in 2024. That's compared to 0.110% of loans the bank put aside to its cost on average in the last five years.
Comparing CSOB with its closest peers, Ceska Sporitelna operated at the end of 2024 with NPL ratio of 1.80% and provision coverage of 102% and Komercni Banka with 1.94% and 44.3% respectively.
You can see all the bank’s data at CSOB Profile, or you can download a report on the bank in the report section.
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