Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Thailand

Source: World Bank
Last Updated: September 1, 2025

Interest spread, which is the difference between interest rate on loans and deposits reached 2.54% in 2024 in Thailand, according to the National Central Bank. This is 12.9% less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Thailand reached an all time high of 4.73% in 2001 and an all time low of 1.67% in 1995.

Thailand has been ranked 57th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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