Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Switzerland

Source: World Bank
Last Updated: September 1, 2025

Interest spread, which is the difference between interest rate on loans and deposits reached 2.05% in 2024 in Switzerland, according to the National Central Bank. This is 15.5% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Switzerland reached an all time high of 4.20% in 1995 and an all time low of -3.19% in 1981.

Switzerland has been ranked 60th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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