Interest Spread (Difference Between Interest Rate on Loans and Deposits) in South Korea

Source: World Bank
Last Updated: September 1, 2025

Interest spread, which is the difference between interest rate on loans and deposits reached 1.25% in 2024 in South Korea, according to the National Central Bank. This is 7.43% less than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in South Korea reached an all time high of 2.17% in 2009 and an all time low of 0.607% in 2000.

South Korea has been ranked 63rd within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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