Interest Spread (Difference Between Interest Rate on Loans and Deposits) in Armenia

Source: World Bank
Last Updated: September 1, 2025

Interest spread, which is the difference between interest rate on loans and deposits reached 5.00% in 2024 in Armenia, according to the National Central Bank. This is 24.3% more than in the previous year.

Historically, interest spread, which is the difference between interest rate on loans and deposits in Armenia reached an all time high of 39.9% in 1995 and an all time low of 3.25% in 2022.

Armenia has been ranked 38th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits.

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