51 Credit Card`s Net Debt/EBITDA reached -3.84 in 2018. This is 396 % more than in the previous year.
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| Company | Unit | 2015 | 2016 | 2017 | 2018 |
| 51 Credit Card | 1.63 | -30.5 | |||
| Uxin | ... | 0.107 | |||
| X Financial | ... | 3.96 |
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