Based on a comparison of 24 countries in 2022, Netherlands ranked the highest in number of mortgage loans as a percentage of total housing stock with 60.3% followed by Norway and Sweden. On the other end of the scale was Bulgaria with 1.74%, Greece with 8.19% and Italy with 11.0%.
Data for more countries are available at Number of Mortgage Loans (As % of Total Housing Stock) indicator page.
| Number of Mortgage Loans (As % of Total Housing Stock) | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Belgium | % | ... | 36.7% | 38.2% | 38.2% | 37.2% | 37.8% | |||||||||||||||
| Czechia | % | 17.7% | 18.5% | 19.0% | 20.2% | 20.9% | ... | |||||||||||||||
| Denmark | % | ... | 47.2% | 47.5% | 42.9% | 43.1% | 41.5% | ... | ||||||||||||||
| Estonia | % | ... | ... | ... | ... | 16.4% | 16.9% | 18.7% | 19.7% | 23.6% | ... | ... | ||||||||||
| Finland | % | ... | ... | 42.0% | 42.3% | 41.8% | 41.0% | 39.8% | ||||||||||||||
| France | % | ... | ... | ... | 25.2% | 25.3% | 25.8% | 25.7% | 24.1% | ... | ||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | ... | 25.6% | 25.0% | 24.8% | 24.9% | 30.1% | ... | |||||||
| Ireland | % | ... | 27.7% | 27.5% | 28.4% | 27.4% | 30.2% | ... | ... | |||||||||||||
| Luxembourg | % | ... | ... | ... | ... | ... | 41.4% | 40.8% | 41.1% | 40.6% | 41.0% | ... | ... | |||||||||
| Netherlands | % | ... | ... | ... | 61.5% | 61.1% | 60.8% | 60.5% | 60.6% | |||||||||||||
| Norway | % | ... | 58.8% | 57.2% | 57.0% | 57.6% | 58.8% | ... | ... | |||||||||||||
| Portugal | % | ... | ... | 25.4% | 25.8% | 25.1% | 25.1% | 27.0% | ... | ... | ||||||||||||
| Spain | % | ... | ... | ... | ... | ... | 22.3% | 21.5% | 21.6% | 21.0% | 22.6% | ... | ||||||||||
| Sweden | % | ... | ... | 51.8% | 49.3% | 48.5% | 48.0% | 48.4% | ... | |||||||||||||
| Switzerland | % | ... | ... | ... | ... | ... | ... | ... | ... | 32.6% | 31.7% | 32.5% | 32.3% | 32.4% | ... |
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