Number of mortgage loans as a percentage of total housing stock rose 4.50% to 39.8% in Belgium in 2022, according to the National Statistical Office.
Historically, number of mortgage loans as a percentage of total housing stock in Belgium reached an all time high of 39.8% in 2022 and an all time low of 34.4% in 2005.
Belgium has been ranked 2nd within the group of 4 countries we follow in terms of number of mortgage loans as a percentage of total housing stock, 7 places above the position seen 10 years ago.
| Number of Mortgage Loans (As % of Total Housing Stock) | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Austria | % | ... | ... | ... | ... | ... | 20.4% | 19.6% | 20.4% | 19.8% | 20.0% | ... | ||||||||||
| Belgium | % | ... | 36.7% | 38.2% | 38.2% | 37.2% | 37.8% | |||||||||||||||
| Denmark | % | ... | 47.2% | 47.5% | 42.9% | 43.1% | 41.5% | ... | ||||||||||||||
| France | % | ... | ... | ... | 25.2% | 25.3% | 25.8% | 25.7% | 24.1% | ... | ||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | ... | 25.6% | 25.0% | 24.8% | 24.9% | 30.1% | ... | |||||||
| Italy | % | ... | ... | 12.1% | 10.1% | 9.47% | 9.97% | 11.0% | ... | ... | ||||||||||||
| Luxembourg | % | ... | ... | ... | ... | ... | 41.4% | 40.8% | 41.1% | 40.6% | 41.0% | ... | ... | |||||||||
| Netherlands | % | ... | ... | ... | 61.5% | 61.1% | 60.8% | 60.5% | 60.6% | |||||||||||||
| Poland | % | 14.4% | 14.9% | 15.4% | 16.1% | 16.5% | ... | |||||||||||||||
| Spain | % | ... | ... | ... | ... | ... | 22.3% | 21.5% | 21.6% | 21.0% | 22.6% | ... | ||||||||||
| United Kingdom | % | ... | ... | ... | 34.8% | 37.4% | ... | ... | ... | ... | ... |
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