Number of mortgage loans as a percentage of total housing stock rose 1.59% to 23.0% in Spain in 2021, according to the National Statistical Office.
Historically, number of mortgage loans as a percentage of total housing stock in Spain reached an all time high of 23.5% in 2010 and an all time low of 21.0% in 2019.
Spain has been ranked 9th within the group of 18 countries we follow in terms of number of mortgage loans as a percentage of total housing stock, 7 places above the position seen 10 years ago.
| Number of Mortgage Loans (As % of Total Housing Stock) | Unit | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 |
| Algeria | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Austria | % | ... | ... | ... | ... | ... | 20.4% | 19.6% | 20.4% | 19.8% | 20.0% | ... | ||||||||||
| Belgium | % | ... | 36.7% | 38.2% | 38.2% | 37.2% | 37.8% | |||||||||||||||
| France | % | ... | ... | ... | 25.2% | 25.3% | 25.8% | 25.7% | 24.1% | ... | ||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | ... | 25.6% | 25.0% | 24.8% | 24.9% | 30.1% | ... | |||||||
| Ireland | % | ... | 27.7% | 27.5% | 28.4% | 27.4% | 30.2% | ... | ... | |||||||||||||
| Italy | % | ... | ... | 12.1% | 10.1% | 9.47% | 9.97% | 11.0% | ... | ... | ||||||||||||
| Mauritania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Morocco | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Portugal | % | ... | ... | 25.4% | 25.8% | 25.1% | 25.1% | 27.0% | ... | ... | ||||||||||||
| Slovenia | % | ... | ... | ... | 10.7% | 12.2% | ... | ... | ... | ... | ||||||||||||
| Spain | % | ... | ... | ... | ... | ... | 22.3% | 21.5% | 21.6% | 21.0% | 22.6% | ... | ||||||||||
| Switzerland | % | ... | ... | ... | ... | ... | ... | ... | ... | 32.6% | 31.7% | 32.5% | 32.3% | 32.4% | ... | |||||||
| Tunisia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
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