Non-performing loans as a share of bank loans rose 10.0% to 13.6% in Kenya in 2024, according to the National Central Bank.
Historically, non-performing loans as a share of bank loans in Kenya reached an all time high of 13.6% in 2024 and an all time low of 4.42% in 2011.
Kenya has been ranked 5th within the group of 91 countries we follow in terms of non-performing loans as a share of bank loans, 44 places above the position seen 10 years ago.
| Non-Performing Loans (As % of Total Loans) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Congo (DRC) | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 6.49% | 5.51% | 7.70% | 5.20% | 7.43% | ||
| Djibouti | % | ... | ... | ... | ... | ... | ... | ... | ... | 17.6% | 15.4% | 13.8% | 9.06% | 5.21% | ||||||||
| Eritrea | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Ethiopia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 3.56% | 2.67% | 3.43% | 5.41% | ... | ... | ... | |
| Kenya | % | ... | ... | 12.0% | 9.75% | 11.9% | 10.9% | 10.8% | ||||||||||||||
| Mozambique | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 11.1% | 10.2% | 9.83% | 10.6% | 8.97% | ... | ||||||
| Rwanda | % | ... | ... | ... | ... | 4.51% | 4.03% | 4.32% | 5.39% | 3.70% | ||||||||||||
| Somalia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| South Sudan | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Sudan | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Tanzania | % | ... | ... | ... | ... | ... | ... | 9.93% | 9.61% | 8.70% | 7.63% | 6.43% | ... | ... | ||||||||
| Uganda | % | ... | 3.32% | 4.56% | 5.34% | 5.32% | 5.10% | ... | ||||||||||||||
| Yemen | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Zambia | % | ... | ... | ... | 11.0% | 8.91% | 11.6% | 5.82% | 4.98% | ... |
Helgi Library 
