Non-performing loans as a share of bank loans fell 20.8% to 2.65% in Romania in 2022, according to the National Central Bank.
Historically, non-performing loans as a share of bank loans in Romania reached an all time high of 21.9% in 2013 and an all time low of 2.59% in 2007. When compared to Romania's main peers, non-performing loans as a share of bank loans in Bulgaria amounted to 4.53%, 3.79% in Hungary, 6.44% in Moldova and 38.1% in Ukraine in 2022.
Romania has been ranked 72nd within the group of 124 countries we follow in terms of non-performing loans as a share of bank loans, 65 places below the position seen 10 years ago.
| Non-Performing Loans (As % of Total Loans) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Austria | % | ... | ... | 2.90% | 2.41% | 2.39% | 2.08% | 2.00% | ||||||||||||||
| Bulgaria | % | ... | ... | ... | ... | 7.80% | 6.62% | 5.80% | 5.94% | 4.53% | ||||||||||||
| Czechia | % | 3.10% | 1.69% | 1.91% | 1.70% | 1.46% | ||||||||||||||||
| Greece | % | ... | ... | ... | ... | 43.4% | 38.1% | 30.8% | 11.9% | 8.17% | ||||||||||||
| Hungary | % | ... | ... | ... | ... | 2.47% | 1.51% | 3.95% | 3.57% | 3.79% | ||||||||||||
| Moldova | % | ... | ... | ... | ... | ... | 12.5% | 8.50% | 7.38% | 6.13% | 6.44% | |||||||||||
| Poland | % | ... | ... | ... | ... | 3.87% | 3.81% | 3.72% | 2.85% | 2.43% | ||||||||||||
| Romania | % | ... | ... | ... | 4.96% | 4.09% | 3.83% | 3.35% | 2.65% | ... | ... | |||||||||||
| Russia | % | ... | ... | ... | ... | 9.75% | 8.83% | 8.16% | 6.10% | 5.51% | ... | |||||||||||
| Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Slovakia | % | ... | ... | ... | 3.12% | 2.96% | 2.57% | 2.12% | 1.86% | |||||||||||||
| Turkey | % | ... | 3.69% | 5.02% | 3.89% | 2.98% | 1.98% | |||||||||||||||
| Ukraine | % | ... | 54.4% | 50.5% | 43.5% | 31.7% | 38.1% |
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