Non-performing loans as a share of bank loans fell 0.102% to 1.20% in Czechia in 2024, according to the National Central Bank.
Historically, non-performing loans as a share of bank loans in Czechia reached an all time high of 9.22% in 2002 and an all time low of 1.20% in 2024. When compared to Czechia's main peers, non-performing loans as a share of bank loans in Austria amounted to 2.90%, 2.71% in Hungary, 1.78% in Poland and 1.92% in Slovakia in 2024.
Czechia has been ranked 79th within the group of 88 countries we follow in terms of non-performing loans as a share of bank loans, 31 places below the position seen 10 years ago.
| Non-Performing Loans (As % of Total Loans) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Austria | % | ... | ... | 2.90% | 2.41% | 2.39% | 2.08% | 2.00% | ||||||||||||||
| Czechia | % | 3.10% | 1.69% | 1.91% | 1.70% | 1.46% | ||||||||||||||||
| Germany | % | ... | 1.24% | 1.05% | ... | ... | 1.23% | |||||||||||||||
| Hungary | % | ... | ... | ... | ... | 2.47% | 1.51% | 3.95% | 3.57% | 3.79% | ||||||||||||
| Italy | % | ... | 8.39% | 6.75% | 4.36% | 3.35% | 2.80% | |||||||||||||||
| Poland | % | ... | ... | ... | ... | 3.87% | 3.81% | 3.72% | 2.85% | 2.43% | ||||||||||||
| Russia | % | ... | ... | ... | ... | 9.75% | 8.83% | 8.16% | 6.10% | 5.51% | ... | |||||||||||
| Slovakia | % | ... | ... | ... | 3.12% | 2.96% | 2.57% | 2.12% | 1.86% | |||||||||||||
| Switzerland | % | ... | 0.669% | 0.645% | 0.755% | 0.665% | 0.685% | |||||||||||||||
| Ukraine | % | ... | 54.4% | 50.5% | 43.5% | 31.7% | 38.1% |