MONETA Money Bank's capital adequacy ratio reached 19.1% at the end of first quarter of 2025, up from 18.2% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 27.6% in 2Q2015 and an all time low of 14.5% in 2Q2011.
The Tier 1 ratio amounted to 15.3% at the end of first quarter of 2025, down from 15.4% compared to the same period of last year and up from 14.5% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 64.1% at the end of 1Q2025, down from 65.7% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 97.4%.
When compared to bank's main peers, Ceska Sporitelna ended the first quarter of 2025 with a capital adequacy ratio at 19.8% and loans to deposits of 70.6%, CSOB with 18.4% and 64.1% respectively and Komercni Banka some 18.7% in terms of capital adequacy and 70.6% of loans to deposits at the end of the first quarter of 2025.
You can see all the bank’s data at MONETA Money Bank Profile, or you can download a report on the bank in the report section.
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