MONETA Money Bank's non-performing loans reached 1.30% of total loans at the end of 2024, down from 1.40% compared to the previous year. Historically, the NPL ratio hit an all time high of 16.7% in 2010 and an all time low of 1.30% in 2024.
Provision coverage amounted to 114% at the end of 2024, down from 122% compared to a year earlier.
The bank created loan loss provisions worth of 0.143% of average loans in 2024. That's compared to 0.489% of loans the bank put aside to its cost on average in the last five years.
Comparing MONETA Money Bank with its closest peers, Ceska Sporitelna operated at the end of 2024 with NPL ratio of 1.80% and provision coverage of 102%, CSOB with 1.43% and 43.6% respectively and Komercni Banka had 1.94% of bad loans covered with 44.3% by provisions at the end of 2024.
You can see all the bank’s data at MONETA Money Bank Profile, or you can download a report on the bank in the report section.