Interest spread, which is the difference between interest rate on loans and deposits rose 4.45% to 6.35% in Montenegro in 2024, according to the National Central Bank.
Historically, interest spread, which is the difference between interest rate on loans and deposits in Montenegro reached an all time high of 7.57% in 2005 and an all time low of 4.24% in 2007.
Montenegro has been ranked 20th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 23 places above the position seen 10 years ago.
| Interest Spread (Difference Between Interest Rate on Loans and Deposits) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Albania | % | 5.18% | 5.78% | 5.71% | 5.54% | 5.78% | ||||||||||||||||
| Bosnia and Herzegovina | % | 2.81% | 2.37% | 2.28% | 2.62% | 2.72% | ||||||||||||||||
| Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Greece | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||
| Hungary | % | 1.41% | 1.69% | 1.49% | 1.95% | 2.29% | ||||||||||||||||
| Italy | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Kosovo | % | 5.34% | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Macedonia | % | 4.07% | 3.74% | 3.72% | 3.67% | 3.56% | ||||||||||||||||
| Montenegro | % | ... | 5.92% | 5.71% | 5.50% | 5.39% | 5.35% | |||||||||||||||
| Romania | % | 5.50% | 5.38% | 4.56% | 4.03% | 3.57% | ||||||||||||||||
| Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||
| Slovenia | % | ... | ... | ... | ... | ... | ... | ... | ... |
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