Interest spread, which is the difference between interest rate on loans and deposits rose 3.82% to 5.57% in Moldova in 2024, according to the National Central Bank.
Historically, interest spread, which is the difference between interest rate on loans and deposits in Moldova reached an all time high of 14.3% in 1995 and an all time low of 2.18% in 2015.
Moldova has been ranked 29th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 33 places above the position seen 10 years ago.
| Interest Spread (Difference Between Interest Rate on Loans and Deposits) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Bulgaria | % | 4.94% | 4.52% | 4.32% | 4.10% | 3.73% | ||||||||||||||||
| China | % | 2.85% | 2.85% | 2.85% | 2.85% | 2.85% | ||||||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Greece | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||
| Hungary | % | 1.41% | 1.69% | 1.49% | 1.95% | 2.29% | ||||||||||||||||
| Japan | % | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Moldova | % | 4.36% | 3.65% | 4.35% | 3.94% | 2.48% | ||||||||||||||||
| Poland | % | 3.86% | 3.91% | 3.41% | 3.26% | 5.97% | ... | ... | ||||||||||||||
| Romania | % | 5.50% | 5.38% | 4.56% | 4.03% | 3.57% | ||||||||||||||||
| Russia | % | 3.50% | 3.35% | 3.01% | 3.39% | 3.86% | ... | |||||||||||||||
| Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ||||||||||||
| Turkey | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| USA | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Ukraine | % | 7.23% | 6.93% | 8.21% | 8.66% | 11.2% |
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