Interest spread, which is the difference between interest rate on loans and deposits fell 6.12% to 13.5% in Mozambique in 2024, according to the National Central Bank.
Historically, interest spread, which is the difference between interest rate on loans and deposits in Mozambique reached an all time high of 16.1% in 1998 and an all time low of 4.53% in 1997.
Mozambique has been ranked 5th within the group of 64 countries we follow in terms of interest spread, which is the difference between interest rate on loans and deposits, 49 places above the position seen 10 years ago.
| Interest Spread (Difference Between Interest Rate on Loans and Deposits) | Unit | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 |
| Angola | % | 13.8% | 12.9% | 13.5% | 12.4% | 13.0% | ||||||||||||||||
| Botswana | % | 4.98% | 4.80% | 4.19% | 3.82% | 4.64% | ||||||||||||||||
| Congo (DRC) | % | ... | ... | ... | 19.9% | 21.3% | 19.8% | 17.6% | ... | ... | ... | |||||||||||
| Kenya | % | 4.77% | 4.94% | 5.03% | 5.39% | 5.19% | ... | |||||||||||||||
| Lesotho | % | 9.96% | 9.68% | 7.06% | 6.55% | 7.33% | ||||||||||||||||
| Malawi | % | ... | ... | ... | ... | ... | ... | ... | ... | |||||||||||||
| Mozambique | % | 9.43% | 9.90% | 10.3% | 11.2% | 12.3% | ||||||||||||||||
| Namibia | % | 4.28% | 4.17% | 3.71% | 3.92% | 4.89% | ||||||||||||||||
| South Africa | % | 3.09% | 3.12% | 2.83% | 3.23% | 3.73% | ||||||||||||||||
| Swaziland | % | 6.55% | 6.44% | 5.49% | 5.47% | 5.96% | ||||||||||||||||
| Tanzania | % | 9.21% | 9.87% | 10.00% | ... | ... | ... | ... | ||||||||||||||
| Uganda | % | 10.5% | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Zambia | % | 2.99% | 2.01% | 0.763% | ... | ... | ... | ... | ||||||||||||||
| Zimbabwe | % | ... | ... | ... | ... | ... | ... | 4.60% | 13.2% | 28.5% | 37.4% | 97.1% | ... |
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