Hypotecni Banka's Cost of Risk (loan loss provisions as % of total assets) amounted to -0.064% in the fourth quarter of 2024, up from -0.096% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 2.23% in 1Q2001 and an all time low of -1.24% in 4Q2001. The average cost of risk in the last six quarters amounted to -0.029%.
On the other hand, average asset yield was 3.70% in 4Q2024, down from 4.46% when compared to the same period last year. Cost of funding amounted to 3.49% in 4Q2024, down from 4.27%.
When compared to bank's main peers, Ceska Sporitelna operated in the fourth quarter of 2024 with a cost of risk of -0.048% CSOB reached -0.057% and Komercni Banka some 0.013%.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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