Hypotecni Banka's capital adequacy ratio reached 50.2% at the end of fourth quarter of 2024, down from 51.8% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 56.4% in 2Q2008 and an all time low of 8.16% in 4Q2002.
The Tier 1 ratio amounted to 50.2% at the end of fourth quarter of 2024, down from 55.7% compared to the same period of last year and down from 51.8% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 114% at the end of 4Q2024, down from 115% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 140%.
When compared to bank's main peers, Ceska Sporitelna ended the fourth quarter of 2024 with a capital adequacy ratio at 18.6% and loans to deposits of 72.6%, CSOB with 20.6% and 70.7% respectively and Komercni Banka some 18.8% in terms of capital adequacy and 72.6% of loans to deposits at the end of the fourth quarter of 2024.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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