Hypotecni Banka's net interest margin amounted to 0.714% in 2024, down from 0.876% compared to the previous year.
Historically, the bank’s net interest margin reached an all time high of 3.17% in 2000 and an all time low of 0.623% in 2021. The average margin in the last five years amounted to 0.821%.
Average asset yield was 3.95% in 2024, down from 4.30% when compared to previous year. On the other hand, cost of funding amounted to 3.76% in 2024, down from 4.00%.
Comparing Hypotecni Banka with its closest peers, Ceska Sporitelna operated in 2024 with a net interest margin of 2.08% in 2024, CSOB reached 1.66% and Komercni Banka some 1.66%.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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