Hypotecni Banka's non-performing loans reached 0.701% of total loans at the end of 2024-12-31, up from 0.644% compared to the previous year. Historically, the NPL ratio hit an all time high of 6.72% in 2000-06-30 and an all time low of 0.569% in 2023-06-30.
Provision coverage amounted to 17.8% at the end of 2024-12-31, down from 31.1% compared to a year earlier.
The bank created loan loss provisions worth of -0.066% of average loans in 2024-12-31. That's compared to -0.064% of loans the bank put aside to its cost on average in the last five years.
Comparing Hypotecni Banka with its closest peers, Ceska Sporitelna operated at the end of 2024-12-31 with NPL ratio of 1.80% and provision coverage of 102%, CSOB with 1.43% and 43.6% respectively and Komercni Banka had 1.94% of bad loans covered with 44.3% by provisions at the end of 2024-12-31.
You can see all the bank’s data at Hypotecni Banka Profile, or you can download a report on the bank in the report section.
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