Number of households with mortgage loans as a percentage of total households fell 6.72% to 23.6% in Austria in 2021, according to the National Statistical Office.
Historically, number of households with mortgage loans as a percentage of total households in Austria reached an all time high of 29.4% in 2008 and an all time low of 23.0% in 2011. When compared to Austria's main peers, number of households with mortgage loans as a percentage of total households in Germany amounted to 27.4%, 15.1% in Hungary, 16.0% in Italy and 38.1% in Switzerland in 2021.
Austria has been ranked 15th within the group of 28 countries we follow in terms of number of households with mortgage loans as a percentage of total households, 2 places above the position seen 10 years ago.
| Households with Mortgage Loans (As % of Total Households) | Unit | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 |
| Austria | % | ... | ... | ... | ... | 24.3% | 25.5% | 24.9% | 25.3% | 23.6% | ... | ... | ||||||||||
| Belgium | % | 43.2% | 43.4% | 42.6% | 43.5% | 43.9% | ... | |||||||||||||||
| Czechia | % | 19.8% | 22.2% | 23.6% | 24.5% | 25.0% | ||||||||||||||||
| France | % | ... | ... | 30.9% | 31.8% | 31.8% | 30.1% | 30.8% | ... | ... | ||||||||||||
| Germany | % | ... | ... | ... | ... | ... | ... | ... | 25.7% | 25.6% | 25.8% | 31.4% | 27.4% | ... | ... | |||||||
| Hungary | % | 16.0% | 15.4% | 15.3% | 15.5% | 15.1% | ... | ... | ||||||||||||||
| Italy | % | ... | 13.6% | 13.0% | 13.7% | 15.2% | 16.0% | ... | ... | |||||||||||||
| Poland | % | 15.6% | 16.3% | 17.4% | 17.9% | 18.4% | ... | |||||||||||||||
| Slovakia | % | ... | ... | 16.1% | 18.6% | 20.6% | 23.3% | ... | ... | ... | ||||||||||||
| Slovenia | % | ... | ... | 12.0% | 12.1% | 12.7% | 12.5% | 14.1% | ... | ... | ||||||||||||
| Switzerland | % | ... | ... | ... | ... | ... | ... | ... | 37.4% | 38.3% | 38.0% | 38.2% | 38.1% | ... | ... |
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