Number of households with mortgage loans as a percentage of total households fell 5.26% to 1.80% in Montenegro in 2020, according to the National Statistical Office.
Historically, number of households with mortgage loans as a percentage of total households in Montenegro reached an all time high of 4.30% in 2016 and an all time low of 1.80% in 2017.
Montenegro has been ranked 30th within the group of 33 countries we follow in terms of number of households with mortgage loans as a percentage of total households, 30 places below the position seen 10 years ago.
| Households with Mortgage Loans (As % of Total Households) | Unit | 2001 | 2002 | 2003 | 2004 | 2005 | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 |
| Albania | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.700% | 0.600% | 0.700% | ... | |
| Bosnia and Herzegovina | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Croatia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | 5.20% | 5.80% | 6.90% | 6.90% | 7.40% | |||||||
| Greece | % | ... | ... | ... | ... | ... | ... | 14.1% | 13.9% | 15.7% | 14.2% | 12.7% | ||||||||||
| Hungary | % | ... | 18.7% | 16.3% | 16.0% | 15.4% | 15.3% | |||||||||||||||
| Italy | % | ... | ... | ... | 16.8% | 15.9% | 13.6% | 13.0% | 13.7% | |||||||||||||
| Kosovo | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... |
| Macedonia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 1.20% | 0.800% | 0.600% | 0.300% | 0.500% | ... | |||||
| Montenegro | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 4.00% | 4.30% | 1.80% | 1.80% | 1.90% | ... | |||
| Romania | % | ... | ... | ... | ... | ... | ... | ... | ||||||||||||||
| Serbia | % | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | ... | 0.900% | 1.30% | 0.900% | 0.400% | 0.900% | ||||
| Slovenia | % | ... | ... | ... | ... | 10.8% | 10.6% | 12.0% | 12.1% | 12.7% |
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