China Construction Bank - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | China | October 10, 2019
$3.99
Excel Sheet

China Construction Bank's net interest margin amounted to 2.15% in 2018, up from 2.11% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 3.21% in 2007 and an all time low of 2.11% in 2017. The average margin in the last five years amounted to 2.35%.

Average asset yield was 3.58% in 2018, up from 3.49% when compared to previous year. On the other hand, cost of funding amounted to 1.56% in 2018, up from 1.50%.

Comparing China Construction Bank with its closest peers, Home Credit China operated in 2018 with a net interest margin of 17.2% in 2018, Qudian reached 15.7% and Lexin FinTech some 13.6%.

You can see all the bank’s data at China Construction Bank Profile, or you can download a report on the bank in the report section.