Ceska Sporitelna's Cost of Risk (loan loss provisions as % of total assets) amounted to 0.065% in the first quarter of 2025, up from -0.048% when compared to the previous quarter.
Historically, the bank’s cost of risk reached an all time high of 1.22% in 4Q2009 and an all time low of -0.840% in 3Q2003. The average cost of risk in the last six quarters amounted to 0.016%.
On the other hand, average asset yield was 4.25% in 1Q2025, down from 5.76% when compared to the same period last year. Cost of funding amounted to 2.46% in 1Q2025, down from 4.06%.
When compared to bank's main peers, CSOB operated in the first quarter of 2025 with a cost of risk of 0.059% and Komercni Banka reached -0.123%.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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