Ceska Sporitelna's capital adequacy ratio reached 19.8% at the end of first quarter of 2025, up from 18.6% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 25.6% in 4Q2020 and an all time low of 9.40% in 4Q2007.
The Tier 1 ratio amounted to 17.8% at the end of first quarter of 2025, up from 17.4% compared to the same period of last year and up from 16.9% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 70.6% at the end of 1Q2025, up from 69.6% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 73.7%.
When compared to bank's main peers, CSOB ended the first quarter of 2025 with a capital adequacy ratio at 18.4% and loans to deposits of 64.1% and Komercni Banka with 18.7% and 70.6% respectively.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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