Ceska Sporitelna's non-performing loans reached 1.80% of total loans at the end of 2025-03-31, down from 1.80% when compared to the previous year. Historically, the NPL ratio hit an all time high of 27.1% in 2001-06-30 and an all time low of 1.70% in 2019-09-30.
Provision coverage amounted to 104% at the end of 2025-03-31, down from 112% compared to a year earlier.
The bank created loan loss provisions worth of 0.124% of average loans in 2025-03-31. That's compared to 0.005% of loans the bank put aside to its cost on average in the last five years.
When compared to bank's main peers, CSOB operated at the end of 2025-03-31 with NPL ratio of 1.44% and provision coverage of 42.8% and Komercni Banka with 1.99% and 44.6% respectively.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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