Ceska Sporitelna - Interest Margin & Yields

Net Interest Margin & Interest Rates (%)
Banking | Czechia | March 12, 2025
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Excel Sheet

Ceska Sporitelna's net interest margin amounted to 2.08% in 2024, up from 2.01% compared to the previous year.

Historically, the bank’s net interest margin reached an all time high of 3.61% in 2008 and an all time low of 1.94% in 2020. The average margin in the last five years amounted to 2.05%.

Average asset yield was 5.25% in 2024, down from 5.81% when compared to previous year. On the other hand, cost of funding amounted to 3.44% in 2024, down from 4.14%.

Comparing Ceska Sporitelna with its closest peers, Komercni Banka operated in 2024 with a net interest margin of 1.66% in 2024,.

You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.