Ceska Sporitelna's capital adequacy ratio reached 18.6% at the end of 2024, down from 19.6% compared to the previous year. Historically, the bank’s capital ratio hit an all time high of 25.6% in 2020 and an all time low of 9.40% in 2007.
The Tier 1 ratio amounted to 16.9% at the end of 2024, down from 18.3% compared to a year earlier.
Bank's loan to deposit ratio reached 72.6% at the end of 2024, down from 73.7% when compared to the previous year. Some 10 years ago, loan to deposit ratio of the bank amounted to 73.5%.
Comparing Ceska Sporitelna with its closest peers, Komercni Banka ended the year 2024 with a capital adequacy ratio at 18.8% and loans to deposits of 72.6%.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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