Ceska Sporitelna's non-performing loans reached 1.80% of total loans at the end of 2024, down from 1.80% compared to the previous year. Historically, the NPL ratio hit an all time high of 15.1% in 2001 and an all time low of 1.80% in 2024.
Provision coverage amounted to 102% at the end of 2024, down from 111% compared to a year earlier.
The bank created loan loss provisions worth of -0.025% of average loans in 2024. That's compared to 0.288% of loans the bank put aside to its cost on average in the last five years.
Comparing Ceska Sporitelna with its closest peers, Komercni Banka operated at the end of 2024 with NPL ratio of 1.94% and provision coverage of 44.3%.
You can see all the bank’s data at Ceska Sporitelna Profile, or you can download a report on the bank in the report section.
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