Banka Creditas's net interest margin amounted to 1.12% in the first quarter of 2025, down from 2.24% when compared to the previous quarter.
Historically, the bank’s net interest margin reached an all time high of 8.18% in 4Q2011 and an all time low of 0.870% in 2Q2017. The average margin in the last six quarters amounted to 1.28%.
Average asset yield was 3.90% in 1Q2025, down from 5.72% when compared to the same period last year. On the other hand, cost of funding amounted to 2.96% in 1Q2025, down from 4.94%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.