Banka Creditas's capital adequacy ratio reached 29.0% at the end of first quarter of 2025, down from 29.9% when compared to the previous quarter. Historically, the bank’s capital ratio hit an all time high of 33.8% in 4Q2023 and an all time low of 10.4% in 1Q2014.
The Tier 1 ratio amounted to 19.2% at the end of first quarter of 2025, down from 23.9% compared to the same period of last year and down from 19.6% when compared to the the previous quarter.
Bank's loan to deposit ratio reached 21.2% at the end of 1Q2025, down from 27.3% when compared to the same period of last year. Some 10 years ago, loan to deposit ratio of the bank amounted to 78.2%.
You can see all the bank’s data at Banka Creditas Profile, or you can download a report on the bank in the report section.
Helgi Library 
